How to construct your portfolio for maximum income in retirement

Attractive bond yields have been a boon for investors, such as retirees, who want to generate income from their portfolios. Yet, those who want to live off the income generated by their investments — without selling any stocks — may want to reconsider how their portfolio is set up. An efficient portfolio typically focuses on […]

How to create a diversified bond portfolio with up to 6% yield

Rising yields were one of last year’s major themes as bonds crept into a bear market. Yields on the 10-year Treasury shot up to as much as the 5% mark in October — a 16-year high — but has since dropped to just above the 4% level. Yields and prices move in opposite directions. But […]

How to create a diversified stock and bond portfolio for 2024

Investors will face a number of uncertainties in 2024, including the question of whether a recession will be avoided or how geopolitical risks will develop. Stocks have been rallying this year, while bonds fell into a bear market — before investors recently started flocking back to this asset. Against that backdrop, cautious investors may want […]

Bond yields will come down in 2024. How to prepare your portfolio

In 2023, you could plop money into a high-yield savings account and get a yield nearing 5% with little effort. Expect to work a little harder for those fixed income returns in the new year. The Federal Reserve’s series of interest rate hikes, which kicked off in 2022, made idle money profitable. One-year certificates of […]