Psychology of spending: How to create good spending habits and avoid keeping up with the Joneses – Mary Holm

I’m not saying that applies to every purchase. We can all look back on certain holidays or concerts with great pleasure, or point to items in our homes that we’ve loved for years. But those are the standouts. So much of what we buy just becomes the new ordinary. Next time you buy a treat, […]
How to create inter-generational family wealth – Mary Holm

“The theory is that each time I have a child born, I would invest $22,000. The key is that the investment is not for my children but for my grandchildren. So for example, my child, let’s call him Tim. “When Tim is born I invest $22,000. When Tim turns 65, the investment is worth, say, […]
How to defuse the EU’s carbon tax time bomb

Energy costs and taxes are political dynamite, easily exploited by populist parties. And yet, the EU is set to introduce an economy-wide carbon price (ETS2) on transport and heating fuels in 2027. Carbon pricing for petrol and gas is not a new idea. In fact, two-thirds of EU citizens already pay some sort of carbon […]
How to read more books: 7 tips to create a reading habit

1. Find books you’ll love The most important step when starting (or restarting) a reading habit is finding a few quick wins; readable books that will grab your attention and create momentum. Quick tip: Skip high-brow books typically featured on award lists. They may be high-quality but that doesn’t necessarily make them enjoyable and joy […]