Credit card expiration: Check how to pay your pending dues
Credit cards often serve as a quick and convenient mode of payment for several financial transactions. However, the trouble starts when your credit card expires and debts are still pending. It is important to keep track of your credit card payment deadlines and expiry dates. Here’s what happens when your credit card has expired and […]
Credit Score: How hard inquiries affect your credit report and how to avoid them
Credit score might be one of the most critical figures in any adult’s life. It reflects your borrowing and repayment habits, as documented in your credit history. Among the factors influencing your credit score are hard inquiries, often misunderstood but can significantly affect your financial standing. Let’s delve into what hard inquiries are, how they […]
How to apply for a credit card online and offline? A step-by-step guide
Credit cards provide you a variety of exclusive offers designed specifically according to your lifestyle and needs. From discounts on hotels and flight bookings to great deals on restaurants and premium brands, credit cards have everything in store for you. However, you must also understand that increased usage of credit cards can make you form […]
Credit Cards: How to manage multiple cards without hurting your credit score? Here are 11 key strategies
Many people buy credit cards to earn rewards and cash back and benefit from the same. Undoubtedly, they are a great choice for people who can manage them. However, a lot of people struggle with missed deadlines and managing multiple cards at once seamlessly. Credit cards can be managed easily with the right strategies and […]
Business credit card: What is it and how to use it for small business expenses?
If you have an idea or plan to start your venture, your first thought will be finances. Of the many financing options available, a credit card is a feasible option as many banks may not lend to a new business due to a lack of credit reports. What is a business credit card? A business […]
Credit cards: How to use them smartly without going overboard? 8 key tips
The festive season is a time for celebration, joy, and togetherness. It’s a time to shower loved ones with gifts, decorate your home, and indulge in delicious food. However, it’s also a time when it’s easy to overspend. Therefore, before you go trigger happy with your credit card spends, remember to do it prudently. The […]
How to block your lost debit or credit card? A step-by-step guide
Being the victim of identity theft or losing your debit or credit card can be quite upsetting. You must take immediate action to protect yourself from future financial loss. Blocking your ATM card right away is essential as the first line of defence against illegal transactions. The following simple steps can help block your debit […]
How to personally audit your financial life to ensure you are on track
In this article, while we will try to establish a structure to personal financial audits, we should also acknowledge that since we are emotionally attached to our finances (and we also have our own biases), it would be necessary at times and for some people to have some external intervention, like getting professional investment advisers […]
How to get a Virtual Credit Card? Validity, Benefits, drawbacks – Here’s everything you need to know – Money News
Digital transactions are becoming increasingly prevalent in India. Among the innovations driving this shift is the virtual credit card (VCC). A virtual credit card is a digital counterpart of a physical credit card, designed primarily for online transactions. Issued by banks, a virtual credit card is essentially a temporary card number that links to your […]
How can I do a balance transfer to my credit card?
There are 2 ways to balance transfer to your credit card: Mobile app To make a balance transfer via the mobile app, select the credit card you wish to Balance Transfer to then click on “Balance Transfer” and follow the on screen instructions. Phone us Call the number on the back […]