How to report a fraudulent credit card transaction? Follow THESE simple steps
With the advancement of technology, credit card use, along with associated fraud, is continuing to rise in the country. This is a consequence of the rapid expansion of digital technology, quick form submission and approval of credit cards. Now, in such a scenario, even a single unauthorised transaction or debit message on the credit card […]
How to check your credit score and spot suspicious inquiries in your report
Staying on top of your credit score is essential for borrowers in the country, especially as lenders increasingly rely on bureau data to assess creditworthiness. A periodic review of one’s credit report can help in detecting inaccuracies and mistakes. This can prevent identity fraud and maintain healthy personal loan, home loan, and credit card eligibility. […]
Tata NeuPass loyalty program: What is it and how to maximise its benefits?
The Tata Group Companies span across most sectors of the economy. From a retail customer’s point of view, the Tata Group Companies have a presence in groceries, daily-use consumer goods, food delivery, fashion, jewellery, hotels, air travel, diagnostics, and medicines etc. A retail customer usually shops with various Tata Group Companies across most of these […]
Taking out a personal loan? How to avoid overborrowing.
Personal loans are flexible and convenient tools. Need to consolidate debt, cover an emergency dentist visit, or replace a faulty transmission? A personal loan can pay for any of those expenses (and more). Their speed and flexibility make personal loans pretty appealing. According to TransUnion, nearly 25 million people had outstanding personal loans in 2025, […]
How to Protect Yourself From Portable Point-of-Sale Scams
Considering the widespread use of contactless payment systems, it’s no surprise that portable point-of-sale thefts are making a comeback. This type of robbery is enjoying a new wave of popularity, and is much harder to spot given how quickly those transactions take place. But how much risk is there, really? And how can you protect […]
How to earn rewards on every UPI payment using your credit card?
UPI payments are becoming so popular, savvy users are finding it easy to earn rewards on their regular transactions by just linking your credit card to your UPI app. If you use UPI for peer transfers, bills, and groceries, this innovation can transform your regular payments into opportunities to collect bonuses. This informative guide will […]
How to remove auto debit from your SBI credit card? A step-by-step guide
Your credit card as the word suggests provides you with ‘credit’ i.e. it opens up a line of credit that needs to be managed effectively. This is important to avoid unwanted transactions. To facilitate the same, deletion of auto debit from an SBI credit card can go a long way to help credit card holders […]
What triggers the ‘credit hunger’ flag on your credit report and how to avoid it
Credit bureaus are increasingly vigilant about identifying “credit-hungry” consumers, signalling this behaviour through frequent loan applications or hard inquiries. This can influence your credit score and lender behaviour significantly. What triggers the ‘credit hunger’ flag? Credit bureaus monitor hard enquiries, applications for loans or credit cards. Multiple hard inquiries within a short duration of time […]
SBI credit card blocked? Here’s how to reactivate it quickly
An SBI credit card when blocked can result in serious inconvenience to cardholders and their immediate family members, particularly amidst today’s fast paced lifestyle. This straightforward, ready guide will assist you to quickly unlock your SBI card and resume with day to day life in seamless fashion. Why may your SBI credit card be blocked? […]
How to manage your credit card using mobile banking apps? A step-by-step guide
Mobile banking applications have changed the way people manage their accounts: credit cards, particularly in the time where smartphones govern everything. With a few touches, cardholders enjoy total control over their credit card payments, use, security settings, and much more. The thorough and comprehensive understanding of using mobile applications on how to manage credit cards […]