How to dispute errors on your credit reports

The information in your credit reports might not be as accurate as you would think. A 2024 study on credit report accuracy found that more than 44% of people who checked their credit reports found at least one error. If you’re like most of the people I’ve worked with as a certified credit counselor and […]

IndusInd Bank Samman Credit Card: Features, eligibility and how to apply

Government employees in India seeking a credit card that provides for cashback, UPI integration and fee waiver opportunities can consider the IndusInd Bank ‘Samman’ RuPay Credit Card. This particular credit card is designed specifically for public sector employees, it combines both traditional credit card benefits along with cutting edge technology facilitating modern digital payment features. […]

Different types of credit scores: What they mean and how to read them

To navigate the world of credit cards and loans in India it is important to understand your credit score. It is a three digit number that represents your creditworthiness, thus influencing loan eligibility and interest rates. Still, with multiple credit bureaus and scoring models this can be confusing. Types of credit scores In India, several […]