Retirees, here’s how to tweak the 4% rule to protect your nest egg

New retirees might enter a different environment than their predecessors—the economy or market might have changed slightly or dramatically. Morningstar researchers have investigated and identified their latest starting safe withdrawal rate. Hint: it’s slightly lower than last year. Here to discuss this research is Amy Arnott, a portfolio strategist with Morningstar. The interview has been […]

How to win the housing density debate

Open this photo in gallery: Toronto city council voted this week against a plan for a citywide authorization of multiplexes of six units.Cole Burston/The Globe and Mail When making the argument for more housing in cities, advocates and politicians should consider why the federal carbon fuel charge failed. Climate change is a real and pressing […]

Here’s how to negotiate a raise – in the form of lower rent

Open this photo in gallery: Lower rent isn’t just going to drop into your lap, you need to make it happen and timing is everything.Sean Kilpatrick/The Canadian Press When it comes to asking for a raise, timing is everything. If you ask your boss for one right now, when the economy is uncertain, you’d be […]

How to protect your financial assets against Trump’s tariffs

ADVERTISEMENT Following the news that US President Donald Trump had imposed tariffs on most of the world, markets went into freefall. On so-called ‘liberation day,’ on April 2, Trump announced sweeping taxes on imports that triggered market crashes in the US and Asia. After the US president suspended the tariffs for 90 days, prices bounced […]

Vietnam reciprocal tariffs reflect trade deficit and ties to China

The threat of rising tariff rates on U.S. imports could hobble the economic trajectory of countries such as Vietnam.  Foreign direct investment in Vietnam has increased in recent years as firms search for ways to manage risks stemming from production in China. Vietnam has received approximately $18.5 billion in net foreign direct investment, according to World Bank […]

6 ways to answer ‘How are you?’ when you’re absolutely not ‘fine’

Unprecedented times are starting to feel like the new normal.  With stocks falling and the threat of a recession looming, many of us are struggling. No one is untouched, whether you’re trying to lead a team through uncertain conditions, agonizing about whether your retirement funds could disappear, or worrying about your job security.  What we […]