How to weather sharemarket turbulence – Mary Holm
Because of their volatility, those funds are suitable only for money you don’t plan to spend for ten years or more. But they are also the funds most likely to grow fastest over long periods – considerably faster than term deposits. So, when are you going to switch back? By the time you’re sure the […]
How to save money: 10 things experts say you might be wasting cash on
Regular tech upgrades: Marketing expert Bodo Lang, from Massey University, said a lot of people wasted money by “upgrading” their phones every year or two. “Typically, the differences between old and new models are minor and unless the old mobile phone has developed some fault or is not fit for purpose anymore, then it is […]
Tax bills & IRD: How to legally reduce your tax burden before year’s end – Diana Clement
For most wage and salary earners, tax deductions will be correct and the Inland Revenue Department’s (IRD) annual automatic tax assessments will ensure that any refunds find their way into taxpayers’ bank accounts automatically. It’s worth checking that you’re on the right tax code. If you selected the wrong tax code when starting a job, […]
What date is the 2025 federal election? How to vote early, or if you are overseas, and other details to know
The federal election has finally been called. It’s been a minute since the last one in 2022 and a lot has changed in politics since then. But here’s the stuff you can count on. Federal election 2025 live: Follow our coverage as the campaign unfolds Do I have to vote? YES! Voting is compulsory for […]
Ex Files with Jeremy Sutton: How to protect your inheritance during relationship troubles
The best thing you can do to protect your inheritance is to open a new bank account and have the inheritance paid into that account. No other transfers should be made into the account to ensure there is no intermingling with any relationship property funds, and it is important to be aware that any money […]
How to get through to people who need a financial wake-up call – Diana Clement
Sometimes, sadly, people need to ‘bottom out’ before the wake-up happens, and they can make radical changes to the way they live, said Tom Hartmann, Sorted’s personal finance lead. That doesn’t mean that caring contacts can’t try. Approach the conversation with empathy, not judgment. If you didn’t care, you wouldn’t be involved – and showing […]
How to stop living payday to payday – Diana Clement
When that happened, the couple sought advice through a mentor at Moneywise Manawatū. They were advised to use the No Asset Procedure, which is a type of insolvency, which enables people to clear existing debt. That gave them breathing room. Until discharged, however, the pair couldn’t borrow or get credit cards. “It’s like being blacklisted,” […]
How to avoid being scammed by artificial intelligence – Diana Clement
People will find themselves being blackmailed with fake videos. How would a partner, or employer know that the compromising video of you was real or AI-generated? Blackmailers already know to keep their financial demands realistic so the victim will just pay, to avoid the pain of refusing, said Sean Lyons, chief online safety officer at […]
How to eat your way through the streets of Southeast Asia
Eat. Sleep. Repeat. We were worried at first. That we’d get sick. That we’d spend days in servitude to the porcelain throne. But it never happened and I want you to be confident and empowered to do the same. Because of all the amazing sights, and sites, we visited, our night market ritual remains my […]
Naps can help improve your cognition. Here’s how to take a better nap
Taking an afternoon nap can boost mental acuity, according to a 2022 meta-analysis of 54 studies conducted by Chee, also a professor of medicine, and Ruth Leong, a postdoctoral researcher at the sleep centre. The researchers reported the greatest benefits for vigilance and memory, but the results also showed improved mental processing speed following a […]