How to protect an inheritance from break-ups – Mary Holm

I would think about it as a retirement fund, which would immediately benefit you because you would no longer have to save as much for that purpose (keeping the KiwiSaver contributions going, of course, to the extent they are matched by your employer or Government). The original writer should of course get legal advice of […]

Christmas Dinner Recipes: How To Make A Non-Traditional Meal This Festive Season

Make your Christmas one to remember with some alternatives to your usual favourites. Salmon Fillets Wrapped in Bacon with Hollandaise These salmon fillets are elegant and prepared in a flash. The key to quick hollandaise is having the butter bubbling hot when you add it to the egg yolks. Once you have mastered this, there’s […]

How to prepare financially for aged care – Diana Clement

The first thing to know is that your relative must be assessed as needing long-term care. The needs assessment, carried out in hospital or by a community team, will confirm what level of care: rest home, long-stay hospital, dementia, or psycho-geriatric. Call Seniorline on 0800 725 463, for advice. A needs assessment determines what level […]

How to rebuild trust after a restructure – Neil McGregor

A case in point A few years back, I worked with an organisation going through its third restructure in quick succession. The first two had failed: staff were demoralised, the brand had taken a hit, and the bottom line had suffered. When I asked management what they were trying to achieve, they were hesitant, worried […]

How to plan for retiring overseas – Diana Clement

You need a visa, health insurance, and your investments. And read my two articles about New Zealand Superannuation from last year: How you pay for healthcare in your new home is crucial, but NZ Super is just the beginning in planning a retirement overseas. There are other tricky questions that I will cover over the […]

Why Semantic Layers Matter — and How to Build One with DuckDB

Many ask themselves, “Why would I use a semantic layer? What is it anyway?” In this hands-on guide, we’ll build the simplest possible semantic layer using just a YAML file and a Python script—not as the goal itself, but as a way to understand the value of semantic layers. We’ll then query 20 million NYC […]

How to create inter-generational family wealth – Mary Holm

“The theory is that each time I have a child born, I would invest $22,000. The key is that the investment is not for my children but for my grandchildren. So for example, my child, let’s call him Tim. “When Tim is born I invest $22,000. When Tim turns 65, the investment is worth, say, […]