How to stop living payday to payday – Diana Clement

When that happened, the couple sought advice through a mentor at Moneywise Manawatū. They were advised to use the No Asset Procedure, which is a type of insolvency, which enables people to clear existing debt. That gave them breathing room. Until discharged, however, the pair couldn’t borrow or get credit cards. “It’s like being blacklisted,” […]

How to avoid being scammed by artificial intelligence – Diana Clement

People will find themselves being blackmailed with fake videos. How would a partner, or employer know that the compromising video of you was real or AI-generated? Blackmailers already know to keep their financial demands realistic so the victim will just pay, to avoid the pain of refusing, said Sean Lyons, chief online safety officer at […]

How to eat your way through the streets of Southeast Asia

Eat. Sleep. Repeat. We were worried at first. That we’d get sick. That we’d spend days in servitude to the porcelain throne. But it never happened and I want you to be confident and empowered to do the same. Because of all the amazing sights, and sites, we visited, our night market ritual remains my […]

Naps can help improve your cognition. Here’s how to take a better nap

Taking an afternoon nap can boost mental acuity, according to a 2022 meta-analysis of 54 studies conducted by Chee, also a professor of medicine, and Ruth Leong, a postdoctoral researcher at the sleep centre. The researchers reported the greatest benefits for vigilance and memory, but the results also showed improved mental processing speed following a […]

How To Be Wrong – A crash course in startup success

We were watching Ferrit, Telecom’s online shopping mall, turn into a slow train wreck – all while they spent millions on billboards, TV ads and even banners on Trade Me (we were happy to take their money). We were keeping a closer eye on Zillion, the first credible local Trade Me competitor to get any traction. Our […]

Office Etiquette: How To Be Less Awkward In An Elevator

(Subjective) back-to-work tips for navigating a space where the personal and professional collide. In short, the secret can be reduced to some plain and simple advice. Don’t give off bad vibes. Don’t bad-mouth other people. But as we trot ourselves back to our 9-5 personas, it’s the time of year when social cues and office […]

How to manage your retirement savings in your golden years – Diana Clement

The 6% rule allows retirees to withdraw 6% of their total retirement savings annually. The money isn’t going to last as long, but research shows that people tend to spend less as they age, said Alison O’Connell, a member of the New Zealand Society of Actuaries who has a background in the pensions industry. The […]

Cold brew, hot summer: How to make the perfect iced coffee at home

Combine 1 cup of coarsely ground coffee with 4 cups of filtered water in a large jar or French press. Stir, cover, and let it steep at room temperature for 12–24 hours. Strain through a fine mesh sieve or coffee filter and store the concentrate in the fridge. To serve, dilute with water or milk […]

How to rediscover joy at work in 2025

Our increasing levels of work disillusionment are correlated to a growing consciousness that we have more choices. What is harder to explain is what stops us from finding more fulfilling work. We found that the crux of being trapped in what we’ve dubbed a “Groundhog Career”, was a growing gap between the diversity of opportunities […]