How to use money market funds in your portfolio
Money market funds are mutual funds that invest in short-term debt instruments with high credit quality, including US Treasury bills and short-term unsecured corporate-backed notes (aka commercial paper). Money market funds aim to sustain a net asset value of $1.00 per share while offering higher yields than bank savings accounts. What are the advantages and […]
How to avoid fast furniture without spending too much
NEW YORK (AP) — Furniture is one of the biggest hurdles during a move, because good dressers and couches are bulky and expensive. During a stressful time, it makes sense to crave something cheap delivered straight to your door. That’s where fast furniture comes in. These are simple pieces made with a mishmash of plastics, […]
How to play the AI-driven ‘blue-collar renaissance’
As artificial intelligence fears grip the white-collar world , Oppenheimer believes that the technology may ignite a “blue-collar renaissance” by driving up demand for the power and machines that will fuel the new technology. Concerns over AI disruption have gripped markets this year, leading to growing concerns about unemployment. Software, in particular, is an industry […]
How to prepare for digital outages
NEW YORK (AP) — A major Amazon Web Services outage disrupted scores of online platforms on Monday — leaving people around the world unable to access some banks, chatting apps, online food ordering and more. History shows these kinds of system outages can be short-lived, and are often minor inconveniences — such as placing a […]
FIFA World Cup tickets released to lottery winners as excitement builds
MIAMI (AP) — Not even half of the spots in the 48-team field have been claimed. The schedule of matches won’t be finalized until December. And other than host nations U.S., Canada and Mexico, nobody has any idea where or when they’ll be playing. Millions of soccer fans worldwide evidently don’t seem to mind any […]
Google’s AI leader says learning how to learn is key human skill of the future of work
ATHENS, Greece (AP) — A top Google scientist and 2024 Nobel laureate said Friday that the most important skill for the next generation will be “learning how to learn” to keep pace with change as Artificial Intelligence transforms education and the workplace. Speaking at an ancient Roman theater at the foot of the Acropolis in […]
Retirees, here’s how to tweak the 4% rule to protect your nest egg
New retirees might enter a different environment than their predecessors—the economy or market might have changed slightly or dramatically. Morningstar researchers have investigated and identified their latest starting safe withdrawal rate. Hint: it’s slightly lower than last year. Here to discuss this research is Amy Arnott, a portfolio strategist with Morningstar. The interview has been […]
One Tech Tip: How to clean your computer, earbuds and smartphone
LONDON (AP) — Smartphones, laptops, headphones and other electronic devices are essential for work and play in our daily lives. But all that time spent typing, scrolling or listening also means our devices gradually accumulate grime that needs to be cleaned off. You might not give much thought to cleaning your devices but there are […]
How to build a portfolio you don’t have to babysit
If you’re a do-it-yourself investor aiming to build a “no babysitter required” portfolio, here are the key steps to take. Step 1: Find your portfolio’s true north Give due consideration to your asset allocation. That decision will have the biggest impact on how your portfolio behaves in the future. The tricky part about asset allocation, […]
One Tech Tip: How to use your smartphone to photograph the Northern Lights
LONDON (AP) — People in parts of the U.S. may be able to see Northern lights Monday night — or at least use a smartphone’s camera to reveal hints of the aurora not visible to the naked eye. Space weather forecasters issued a rare, severe solar storm alert on Sunday after the sun let out […]