How to make high interest rates work in your favor

That’s not good news for people borrowing money, but it’s a great time to have savings accounts, says Ted Rossman, chief credit card analyst at Bankrate. “The biggest benefit is for savers,” Rossman says. “You can still get over 5% on a totally liquid totally federally insured savings account. The top one-year certificates of deposit … Read more

How to avoid high interest rates on personal loans? Here are 8 ways

Although lenders provide personal loans with varying interest rates, some loans carry exceptionally high interest rates. Nonetheless, managing high interest on personal loans isn’t insurmountable. By prioritising strategies to reduce your interest burden, you’ll naturally discover methods to minimise the interest you pay on your loan. Here are several essential tactics to steer clear of … Read more

How to Invest in Art? The Secret Is to Stop Worrying: Pursuits Weekly

Hi, I’m James Tarmy, and I cover art and culture and real estate for Pursuits. Last year’s art market was—and I’m being nice here—very boring. Everything seemed stuck in neutral, with art fairs such as Art Basel Miami Beach doing … fine, and auctions weeks like the November evenings sales in New York also doing … Read more

How to negotiate real estate agent commissions

Fuse | Corbis | Getty Images When you buy or sell a home, your real estate agent’s commissions can trim thousands of dollars off the sale price — but many consumers don’t realize you can negotiate those terms. Nearly a third, 31%, of homebuyers and sellers negotiated commissions with their agents, according to a new … Read more