Tag: Interest Rates

How to pay off credit card debt before it spirals out of control

The holiday season is a wrap, but your credit card bills may still be lingering. If you’re still feeling the pinch from last year’s holiday spending, you’re not alone. Acting sooner rather than later can make a big difference. Our National Consumer Unit breaks down simple strategies to help you tackle holiday debt before it […]

Trump’s future Fed influence tests market trust — how to prepare your portfolio

In this week’s Club Check-in, Paulina Likos and Zev Fima break down the uncertainty surrounding the Federal Reserve as markets approach a pivotal transition in May, when a new Fed chair is expected to be appointed, and assess how Club members should be thinking about their investments. Multiple developments have raised questions about the future […]

Got an Extra $10K? Here’s How to Put It to Work for Maximum Financial Growth

MoMo Productions / Getty Images If you have $10,000 you can grow, here are some strategies. Diversify your $10,000 across multiple asset classes to balance safety and growth. Index funds offer long-term growth potential with low fees. High-yield savings accounts (HYSAs) and certificates of deposit (CDs) are considered short-term, low-risk choices. U.S. Treasuries and bonds […]

How to protect your portfolio if you’re worried about an AI bubble

Despite stellar earnings reports from Nvidia (NVDA) this week and record returns of tech stocks related to artificial intelligence so far this year, there is still a lot of hand-wringing about a possible AI bubble. The 70 stocks that comprise the Global X Artificial Intelligence & Technology ETF (AIQ) have lost $2.4 trillion in value […]

How to find ETF yields as Fed preps to cut rates further

00:00 Speaker A I know you guys have seen big growth in fixed income ETFs as well, but there’s more than one way to skin a cat so to speak and with yields going lower, is that really what’s driving this interest in some of those income producing vehicles? 00:15 Speaker B Absolutely. Investors are […]

How to prepare your portfolio for lower interest rates: top advisors

Compassionate Eye Foundation/Steven Errico The Federal Reserve cut its benchmark rate in September, and is now expected to announce two more cuts before the end of the year. In prior rate-cutting cycles, there has been plenty of upside potential for investors to boost earnings and balance risk as the Fed adjusts its policy stance. Still, “all in […]

What to do if your mortgage payments haven’t gone down despite an RBA rate cut

If you’re a home owner who’s been hanging out for an interest rate cut, it pays to be proactive.  People might assume their minimum home loan repayments will automatically reduce when the Reserve Bank of Australia (RBA) cuts the official cash rate, but this isn’t always the case, says Angel Zhong, a Professor of Finance […]

Investors aren’t quite sure how to react to the Fed’s quarter-point cut

Federal Reserve Chair Jerome Powell takes questions from reporters during a news conference following a two-day meeting of the Federal Open Market Committee at the Federal Reserve on Sept. 17, 2025 in Washington, DC. Chip Somodevilla | Getty Images The U.S. Federal Reserve on Wednesday stateside cut interest rates by a quarter point, bringing the […]

Fed may make its first rate cut of 2025: How to benefit

The Federal Reserve is widely expected to lower its benchmark rate when it meets this week, despite the latest hotter-than-expected inflation data. The market is now pricing in a 96% chance of a 25 basis-point rate cut this month, according to the CME Fedwatch tool. “The betting is currently that the Fed will embark on rate cutting, […]