From young investor to seasoned pro: How to evolve your strategy with life’s changes
As you move through the various stages of life, your financial needs, goals, and risk tolerance naturally change—just like the terrain you’re driving through. What worked for you in your 20s might not be the best approach in your 50s. That’s where life cycle investing comes in. It’s a strategy that adapts your asset allocation […]
Tax-efficient investing strategies: How to maximise returns while minimising tax liability?
Most investors approach us with a request that they want to invest because they want to save tax under section 80C. This is especially true during the last quarter of the financial year when they are under pressure to submit tax-saving investment proof to their organisation. Benefits of ELSS Equity Linked Savings Schemes (ELSS) is […]
How to avoid a potential US markets crash
Greed and fear This may all be academic if markets regain their footing. A rally is by no means out of the question as investors do seem to have rather lost their marbles – a surge in the Vix, or fear index, to an intra-day high of 65 last week suggested that markets at one […]
How To Be Successful On Wall Street Without Beating The Market
To optimize your portfolio, you need 3 trillion calculations. Don’t try this at home. By William Baldwin, Senior Contributor The beauty of theoretical physics intersects with the messy business of stock picking at the Newark, New Jersey, office of PGIM Quantitative Solutions. There, George N. Patterson, a physics Ph.D. who left a career at the […]
Avoiding active funds? Here’s how to build an all-passive mutual funds portfolio
When you invest in mutual funds, you have the option to choose from passive funds (which replicate existing indexes without the fund manager’s intervention); or go for active funds (where the fund manager decides where to invest). While there are merits and demerits of both, often investors choose one side and then become quite vocal […]
How To Invest For Your Children If They Don’t Go To College
What happens if you want to save and invest but your child doesn’t go to college? getty While research shows most college degrees have a positive return-on-investment (ROI), everyone knows children that don’t go to college or pursue alternative education. Some young adults are more suited to a trade that will let them work with […]
How to freeze your trading account in response to any suspicious activity?
The recent incident known as the “Groww fiasco,” where a Groww user claimed that the investment platform did not invest their money in a mutual fund as displayed on the app, sparked significant concern among mutual fund investors, particularly those using brokerage firms. Screenshots of the user’s complaint were shared on social media, raising questions […]
Retirement Planning: How to achieve early retirement bliss? A step-by-step guide
Early retirement can indeed be a cherished goal for many individuals, despite the challenges that may accompany its pursuit. Early retirement necessitates accumulating enough savings to sustain oneself potentially for decades, demanding considerable financial discipline and sacrifices, particularly for those early in their careers. Also, medical expenses can significantly deplete retirement savings, especially in the […]
How to set financial objectives to progress towards your financial goals? Here are 4 key ways
“The Almanack of Naval Ravikant” underscores the importance of setting a clear goal, particularly in the realm of business. Naval Ravikant’s approach to achieving wealth and financial success is distinctive because he emphasizes personal growth as a crucial factor for professional achievement. Having a defined financial goal is crucial as it guides decisions on earning […]
How to protect your investments amidst growing concerns? 6 key lessons from Groww’s incident
The recent backlash faced by the financial services platform Groww serves as a stark reminder of the potential risks associated with digital investment platforms. A user accused Groww of fraudulent practices after an investment made through the app allegedly failed to reflect accurately in mutual fund records during redemption. This incident has not only raised […]