From young investor to seasoned pro: How to evolve your strategy with life’s changes

As you move through the various stages of life, your financial needs, goals, and risk tolerance naturally change—just like the terrain you’re driving through. What worked for you in your 20s might not be the best approach in your 50s. That’s where life cycle investing comes in. It’s a strategy that adapts your asset allocation […]

How to retool your 60/40 portfolio for income generation, per BlackRock

Investors with an eye toward income generation — especially as they look toward retirement — may want to consider fine-tuning their “balanced” portfolios, according to recent research from BlackRock. The S & P 500 has surged 17% in 2024, rising on exuberance around tech and the artificial intelligence trade. Tech darling Nvidia , up more […]

How to use required minimum distributions to improve your portfolio

Richard Drury | Digitalvision | Getty Images After funneling money into pretax retirement accounts, you will eventually face mandatory withdrawals in retirement known as required minimum distributions, or RMDs. Since RMDs can trigger higher taxes, the withdrawals can be a nuisance for some retirees who do not need the money. But the yearly activity could […]

How to cut down your wedding guest list to save money

Victor Dyomin | Moment | Getty Images Many wedding costs, such as meals, invitations and favors, are based on your headcount. The average cost of a wedding ceremony and reception in 2023 was $35,000, according to The Knot 2023 Real Weddings Study. The total cost is a $5,000 increase from 2022. “The No. 1 way to save money on […]

Jim Cramer explains how to trade Thursday’s tech sell-off

After buyers fled from Big Tech on Thursday, CNBC’s Jim Cramer advised investors to take advantage of the rotation but beware that it may not last long. “I say enjoy the rotation. It’s historically broadened things out, and tomorrow you’ll get another chance to make money with today’s winners,” he said. “But if interest rates […]

How to trade this week’s CPI report, according to JPMorgan

This week’s main market event comes on Thursday with the release of the June consumer price index report, which could shed light on when the Federal Reserve will cut interest rates. Economists polled by Dow Jones expect CPI to have risen 0.1% month over month in June and 3.1% year over year. Core CPI, which […]

How to handle a short-term rally

CNBC’s Jim Cramer said investors shouldn’t lose their heads when the market starts to rally. According to him, it’s crucial to stay focused, practice restraint and take some profits. “When the stock market’s had a big short-term run—short term—don’t get carried away by the optimism,” he said. “Instead, keep your head on straight, check your […]

Fund manager reveals how to invest after India’s election

It’s been a volatile time for Indian markets after Prime Minister Narendra Modi failed to secure an absolute majority for his party in the country’s general election. Despite the unexpected result, however, Causeway Capital Management’s Arjun Jayaraman remains confident about the prospects for India — his top pick among emerging markets — noting that “volatility […]