Some traders say the market is too calm. How to hedge just in case

The market has not seen much volatility from President Donald Trump’s latest policy demands. If anything, traders have reacted with a strange calm. But now Bank of America thinks investors should position for tumultuous times. In recent days, Trump has made numerous calls related to easing costs on Americans, proposing a 10% interest rate cap […]

How to claim money from ‘Trump accounts’ program

Tech CEO Michael Dell and his wife Susan pledged Tuesday to contribute $6.25 billion to so-called Trump accounts, a type of tax-advantaged savings account for children. The commitment will expand access to seed money for eligible children too old to qualify for the $1,000 grants that are set to come from the Department of the Treasury. With the additional funds, […]

How to use the tax-loss selling occurring now to pick up quality stocks on the cheap

It’s that time of year again: the annual tax-loss harvest. It’s happening across the brokerage firms right now, and it’s happening in size. Advisors are locking in losses to offset the big realized gains from earlier in the year, especially back in April when clients trimmed their winners and booked profits. We know from trading […]

How to graduate college with little to no student loans

For the most part, college costs continue to rise, along with the amount students borrow to cover the tab. However, there is an exception. Overall, college tuition has jumped by 5.6% annually, on average, since 1983, significantly outpacing other household expenses, according to a study by J.P. Morgan Asset Management. But when broken down by institution […]

Mutual fund capital gains payouts are coming. Here’s how to avoid it

Violetastoimenova | E+ | Getty Images LAS VEGAS — As 2025 winds down, many investors are bracing for year-end mutual fund distributions, which can trigger a hefty tax bill for assets held in a taxable brokerage account. But there are strategies to avoid the payout, experts say.    For 2025, “you’ve got some pretty eye-watering numbers,” […]

These inherited IRA mistakes could reduce your windfall, advisors say

Juanma Hache | Moment | Getty Images While many investors welcome a windfall, the rules for inherited individual retirement accounts are complicated — and mistakes can be costly.    Since 2020, certain inherited accounts are subject to the “10-year rule,” and heirs must empty the balance by the 10th year after the original account owner’s death.   […]

How to generate income into year-end with Fed lowering rates

With the Federal Reserve announcing another rate cut on Wednesday, investors may be looking for fresh income opportunities. The Federal Open Market Committee said it was slashing the federal funds rate by 25 basis points, or a quarter percentage point. Yields on short-dated assets, like money market funds and Treasury bills, are expected to follow. […]