Fangxianuo | E+ | Getty Images There can be ample roadblocks during a job hunt, including so-called “ghost” jobs. These can be phantom listings for jobs that don’t exist, or those posted such a long time ago that it seems the job may not be available. Luckily, there are ways for job seekers to sidestep … Read more
With a number of major companies announcing layoffs at the beginning of the year, you may be wondering how to get your own finances in shape in case your job is next on the chopping block. The key to layoff-proofing your money is planning, says Anne Lester, a personal finance expert and author of “Your … Read more
We may be in the middle of the 2023 tax season, but it’s not too early to check if you’re setting aside enough for next season’s filing. That’s because tax withholdings are estimates, which can end up being too much or too little money depending on your income and tax status, which may have changed since … Read more
Millions of Americans will file their taxes between now and April 15 — an annual practice in looking backward. For many, this time of year is the only time they take stock of things like their salary, tax withholding and annual contributions to retirement accounts. With all of that information top of mind, tax season … Read more
From taking out a loan to investing in stocks and bonds, most money moves can be done online nowadays. If you’re like me and still have paper savings bonds, you can make your life easier and better protect your funds by converting them to electronic form. Traditionally issued in physical form, the U.S. Treasury offers … Read more
The phone rings and a recording says you owe the IRS back taxes and have to share your credit card number to settle the balance. Or it’s the bank, warning you that your account has been compromised. These are just two examples of “vishing,” or voice phishing, a popular scam that can take place over … Read more
When you’re shopping for a car, one of the first decisions you have to make is whether to buy a new or used vehicle. It requires you to weigh numerous trade-offs and can easily become overwhelming. But CNBC Select breaks down the major pros and cons of either option so you can make the choice … Read more
New Year’s resolutions are easy. It usually goes like this: you make yourself a promise and forget about it by February. But if your 2024 resolution is to get better with money, forgetting about it might prove costly. It can be a monumental task to build healthy financial habits. Doing too much at the same … Read more
A 401(k) plan is a solid foundation for any retirement strategy. It comes with tax advantages and employers often match funds, helping to grow your nest egg faster. But not everyone can contribute to a 401(k): According to the Bureau of Labor Statistics, almost a third (31%) of private-sector workers don’t have access to an … Read more
529 plans have long been considered the best way to save for a child’s college education. Initiated in 1996, these state-sponsored investment accounts offer tax-free earnings and withdrawals to use for tuition and other qualified educational expenses. But that requirement — that the funds be used for education — has been a sticking point for … Read more