In the hurly burly of daily life, we sometimes tend to overlook the essentials; like maintaining your credit score. A decision that may come back to haunt us in the future. Maintaining a good credit score is crucial because it affects loan approvals, and interest rates. “Customers can protect their credit scores by paying EMI … Read more
As reported by TransUnion CIBIL, the average credit card debt per borrower in India was approximately ₹36,000 in 2021. While this figure may not seem alarming at first glance, the reality is that many individuals struggle with substantially higher credit card debt, often exacerbated by the temptation to swipe that plastic card for every purchase. … Read more
Improving your credit score is something that banks and NBFCs look favourably on, as it means that you are a responsible person fiscally and that lending to you would be safe. Experts give their advice on how to improve your credit score so that the (fiscal) sun shines down on you. Also Read: How can … Read more
According to the data shared in parliament, during a Lok Sabha session in February 2023, student loans amounting to ₹39,268.82 crores were disbursed over the past decade. Embarking on the education loan journey marks the initial stride towards financial independence for students, and responsibly repaying it is essential to build a healthy credit score. Therefore, … Read more
The festive season is upon us. It brings along joyful opportunities to celebrate and create cherished memories with loved ones. As we eagerly anticipate the festivities, there is always a little lingering worry about the expenses the festivals entail. To make sure that you enjoy your festive celebrations, without worrying about beginning the next year … Read more