A demat account functions similarly to a bank account or an online wallet, but instead of storing money, it holds your financial investments, such as bonds, equities, and mutual funds. To utilise this service, you need to open an online demat account with a registered broker. This digital approach facilitates easy trading without requiring manual … Read more
Top-rate payer? You can save 60.8pc If you use salary sacrifice, your employer might decide to pass on the savings it makes in National Insurance to you via your pension. Additional rate taxpayers would save 45pc in tax, plus 2pc in National Insurance. If the employer passes on its own 13.8pc in National Insurance, this … Read more
FAYETTEVILLE, Ark. (KNWA/KFTA) — Before spending those $1 bills in your wallet, you might want to check if they’re worth more than just a dollar. According to wealthynickel.com, currency collectors are willing to fork over nearly $150,000 for a particular dollar bill because of a printing error. The Bureau of Engraving and Printing estimated nearly 6.4 million … Read more
If you’re an individual, you can report a change in name or address via the Government Gateway service, post or via HMRC’s app. You can also do this by phone – have your National Insurance number ready. For businesses, you must tell HMRC if your name, business name, personal address or trading address change. You … Read more
Last month, the federal government proposed tying rent payments to credit scores, a new way to help Canadians build their credit. Meanwhile, cost-of-living pressures are impacting some people’s ability to pay down debt and keep their scores in good standing. A credit score is a three-digit number that comes from your credit report — a … Read more
The drawers were overflowing with skin care products and makeup – three different blushes, many eyeshadows, a dozen different mascaras, foundation and serum samples sitting unused for years. Still, Eduek Brooks counted on seasonal sales, especially for skin care, to grab the best deals. It was her retail therapy, chasing dopamine hits, she said. “A … Read more
As the countdown to summer begins, some are feeling the burn in their wallets as inflation continues to affect everything from gas prices to food. The latest casualty: parents experiencing the sticker shock of summer camp. Jamie Aderski, a New Jersey mom of two, made a popular video on TikTok that highlighted concerns for parents … Read more
It can be tempting to trawl through your old job applications or even to use the cover letter that you wrote for another opening just weeks ago, but it’s best to avoid regurgitating the same letter for different employers. Recruiters and hiring managers will be able to spot bland, generic sentences easily. Research the company … Read more
Investors have the option to leverage their securities held in their demat accounts by pledging them as collateral to obtain a loan. This process, known as pledging, allows borrowers to access funds based on the value of their securities, including shares, debentures, bonds, and mutual fund units. By offering securities as collateral, borrowers can typically … Read more
Glasses should be worn before and after the eclipse to avoid eye damage AAS: Counterfeit eclipse glasses are ‘polluting the marketplace’ Authentic glasses are labeled ‘ISO 12312-2’ with an ISO certification label (NewsNation) — Scammers are trying to sell counterfeit solar eclipse glasses ahead of next Monday’s event. During the solar eclipse, the moon will move … Read more