How to dodge Labour’s double tax attack on pensions

The main purpose of a pension fund is to provide you with a comfortable retirement for your life and that of your spouse or partner so that you do not become a burden on others or indeed the state. Once this is secured, it becomes safer to make lifetime gifts to your children, the main […]

How to invest your money: investing basics

4. Choose an investment provider Once you know what you want to invest in, the cheapest way to do so is through an investment platform that allows you to open an Isa, Sipp or general investment account. Popular platforms include Fidelity, Hargreaves Lansdown, Interactive Investor and AJ Bell, but there are plenty of smaller firms […]

How to start trading – a guide for beginners

If a long-term “buy and hold” investment strategy isn’t for you, trading can provide a faster (albeit riskier) way of generating returns. Here, Telegraph Money, explains how to get started and the steps you can take to reduce risk. Trading is essentially buying and selling financial instruments with a view to making a profit, and […]

How to create a budget without skimping on joy

When you’ve got multiple bank accounts, credit cards and random cash bills hiding in wallets and bags, keeping track of where your money is going can quickly feel like a full-time job.  But you need to ensure you have enough to fulfil your financial commitments, or to pursue certain goals. Not tracking your expenses is […]

How to fight back against Reeves’s bombshell Budget

Andrew Tully, of Nucleus said: ‘This is a massive change to the way people think about pensions and passing on their unused wealth to family. “Many may now wish to take more withdrawals from their pensions within the basic rate income tax band and spend, gift or shelter that income taken.” Business and landowners will […]

How to buy an island – and truly work remotely

Krolow is talking about islands such as Motu Teta Rangiroa in French Polynesia, which is on the market for just over £1.5m. If you told a child to crayon a picture of a private island, this palm-tree studded paradise is what they’d draw. Thanks to Starlink, owners can live on coconuts while trading shares on […]

Alex Carter: How to ask for more — and get it

How do you get what you want out of a negotiation? United Nations negotiation trainer Alex Carter says the best methods center on recruitment, not rivalry. Whether you’re asking for a raise or resolving a family dispute, she offers five simple tips for a successful discussion — starting with one powerful question. Source link