Counterfeit eclipse glasses are selling online. Here’s how to spot them

Glasses should be worn before and after the eclipse to avoid eye damage AAS: Counterfeit eclipse glasses are ‘polluting the marketplace’ Authentic glasses are labeled ‘ISO 12312-2’ with an ISO certification label (NewsNation) — Scammers are trying to sell counterfeit solar eclipse glasses ahead of next Monday’s event. During the solar eclipse, the moon will move […]

How to beat Labour tax hikes with your Isa

The party has ruled out increasing income tax, National Insurance or capital gains tax if it wins the next election. But some believe Rachel Reeves, the shadow chancellor, will have to raise taxes if the party is to fund its spending pledges – and if that is the case then taxes on “unearned income” from […]

How to freeze and unfreeze your demat account? A step-by-step guide

A demat account serves as a digital repository for holding securities such as shares, bonds, and other financial instruments electronically. It streamlines the process of trading and investing in the stock market by eliminating the need for physical certificates and paperwork. Despite its convenience, there are circumstances when investors may find it necessary to either […]

How to invest £1,000 – and make it work as hard as possible

Adding some fixed income exposure to those equities – a 20pc bonds, 80pc stocks mix – reduces the volatility.  A portfolio with this mix typically falls less, reduced to 19pc before recovering over time. Return expectations are also dampened with volatility however, and an average return on £1,000 over five years is £1,892. Still too […]

How to beat the pension age rise to 57

She said: “The rules are complicated, but generally to keep a protected pension age the pension saver has to transfer from the scheme at the same time as at least one other member, to the same pension scheme. So, if they transfer on their own they will lose the protected age. “Because protection is lost […]

How to bank better so your money goes further – Diana Clement

Better banking can help make your money go further. Photo / 123rf OPINION Banks make billions from us. So why not get a bit back by using their services more effectively? Start by opening sub accounts and earmark them for mortgage/rent, utilities/fuel, groceries, emergency fund, short term savings, long term savings, and fun. I did […]

Sukanya Samriddhi Yojana: How to accumulate ₹69 lakh when your girl turns 21

Sukanya Samriddhi Yojana: In a bid to promote ‘Beti Bachao Betio Padhao’ campaign, the central government launched Sukanya Samriddhi Yojana (SSY) in the year 2015. The SSY scheme aims to build a fund for the girl child with the interest accrued on maturity being exempt from income tax under Section 80C of the Income Tax […]

How to deter burglars from your home – by an ex-housebreaker

What locks should I use? For a traditional front door to a house, Lloyd Morgan, a master locksmith at London Locks Limited, recommends the combination of a lever mortice deadlock with a high quality night latch. Night latches are fitted on the internal side of a door with a handle, and unlocked from the outside […]