How to bank better so your money goes further – Diana Clement

Better banking can help make your money go further. Photo / 123rf OPINION Banks make billions from us. So why not get a bit back by using their services more effectively? Start by opening sub accounts and earmark them for mortgage/rent, utilities/fuel, groceries, emergency fund, short term savings, long term savings, and fun. I did […]

Sukanya Samriddhi Yojana: How to accumulate ₹69 lakh when your girl turns 21

Sukanya Samriddhi Yojana: In a bid to promote ‘Beti Bachao Betio Padhao’ campaign, the central government launched Sukanya Samriddhi Yojana (SSY) in the year 2015. The SSY scheme aims to build a fund for the girl child with the interest accrued on maturity being exempt from income tax under Section 80C of the Income Tax […]

How to deter burglars from your home – by an ex-housebreaker

What locks should I use? For a traditional front door to a house, Lloyd Morgan, a master locksmith at London Locks Limited, recommends the combination of a lever mortice deadlock with a high quality night latch. Night latches are fitted on the internal side of a door with a handle, and unlocked from the outside […]

How to get rich from Keir Starmer in Number 10

Pious utterances from politicians about the need to offer business a predictable legislative framework, or to support green energy, are forgotten in the face of public calls for immediate but costly state assistance. So energy or fuel companies in all forms, whether they sell to the public directly or are further up the supply chain, […]

The dangers of buying property for your children – and how to avoid them

We were contacted by an Australian entrepreneur who had allocated a significant £9m budget to his daughter in her twenties. He wanted us to ensure she had gained access to and picked from the very best properties and that the negotiations were expertly handled. Beyond that, the decision was entirely hers. We are currently working […]

How to get a bigger home in an unforgiving market

While the number of home purchases has fallen – mortgage approvals in October were a third below their five-year average – many people have still managed to move to bigger homes this year. Increasing numbers have bought in cash, meaning that Savills estate agency expects cash purchasers to make up 43pc of transactions in 2023, […]

How to choose your ‘pot for life’ pension

Workers saving for retirement may no longer need to worry about losing touch with multiple workplace pension pots, thanks to a new proposal outlined by Chancellor Jeremy Hunt on Wednesday. In the Autumn Statement, Mr Hunt has introduced a new “pot for life” system, which would mean employees could be given a legal right to […]