How to stop living payday to payday – Diana Clement

When that happened, the couple sought advice through a mentor at Moneywise Manawatū. They were advised to use the No Asset Procedure, which is a type of insolvency, which enables people to clear existing debt. That gave them breathing room. Until discharged, however, the pair couldn’t borrow or get credit cards. “It’s like being blacklisted,” […]

How to avoid being scammed by artificial intelligence – Diana Clement

People will find themselves being blackmailed with fake videos. How would a partner, or employer know that the compromising video of you was real or AI-generated? Blackmailers already know to keep their financial demands realistic so the victim will just pay, to avoid the pain of refusing, said Sean Lyons, chief online safety officer at […]

How to rediscover joy at work in 2025

Our increasing levels of work disillusionment are correlated to a growing consciousness that we have more choices. What is harder to explain is what stops us from finding more fulfilling work. We found that the crux of being trapped in what we’ve dubbed a “Groundhog Career”, was a growing gap between the diversity of opportunities […]

How to read more books: 7 tips to create a reading habit

1. Find books you’ll love The most important step when starting (or restarting) a reading habit is finding a few quick wins; readable books that will grab your attention and create momentum. Quick tip: Skip high-brow books typically featured on award lists. They may be high-quality but that doesn’t necessarily make them enjoyable and joy […]

How to break up with a friend – and why is it so hard to make new ones?

Unfollow. Cancel. Delete. If you want to know who (literally) doesn’t like you, just check your social media accounts. Consider on again, off again BFFs Demi Lovato and Selena Gomez. They met as child actors, starred together in Disney teen movies but then, adulthood. A Buzzfeed story on messy celebrity breakups breaks it down: “The […]