Retirees, here’s how to tweak the 4% rule to protect your nest egg
New retirees might enter a different environment than their predecessors—the economy or market might have changed slightly or dramatically. Morningstar researchers have investigated and identified their latest starting safe withdrawal rate. Hint: it’s slightly lower than last year. Here to discuss this research is Amy Arnott, a portfolio strategist with Morningstar. The interview has been […]
How to build a portfolio you don’t have to babysit
If you’re a do-it-yourself investor aiming to build a “no babysitter required” portfolio, here are the key steps to take. Step 1: Find your portfolio’s true north Give due consideration to your asset allocation. That decision will have the biggest impact on how your portfolio behaves in the future. The tricky part about asset allocation, […]