Investment planning: How to invest Rs 20 lakh for 5-7 years for steady returns ?
I inherited Rs 20 lakh and want to invest it conservatively for 5-7 years, prioritising capital safety and stable returns. I’m cautious about risks and prefer not to use fixed deposits. Could you suggest mutual funds that offer steady growth with limited volatility? Rushabh Desai Founder, Rupee With Rushabh Investment Services: For capital preservation with […]
How to turn stock market losses into tax savings
Stock market losses are never pleasant—whether through direct equities or mutual funds—but they offer a rare silver lining: the potential to reduce your tax liability through capital loss set-offs. Here’s how savvy investors can use this to their advantage. Set-off against gains Capital losses can be set off against capital gains, allowing investors to reduce […]
How to decide between trading and investing: Which is Better for You? | EconomicTimes
How to decide between trading and investing: Which is Better for You? ETMarkets.com. Oct 5, 2024 … Source link
US Fed rate cut buzz: How to tweak your mutual fund’s investment if Indian stock market rises next week? — explained
The Indian stock market has been trading upside over the last seven sessions. The frontline indices—Nifty 50, BSE Sensex, and Bank Nifty—have risen to 2.90 per cent in this period. Amid the US Fed rate cut buzz after Jerome Powell’s speech at the Jackson Hole meeting, market experts expect a positive reaction from the Indian […]
Investment Tips for Beginners: How to make the most of your investments – Money News
Novice investors often find themselves grappling with numerous inquiries, such as where to allocate their funds, the amount to invest, and the expected returns. It is essential to address as many uncertainties as possible prior to commencing your investment journey. Here are several key recommendations to consider before making your initial investment. Train Yourself First […]
Avoiding active funds? Here’s how to build an all-passive mutual funds portfolio
When you invest in mutual funds, you have the option to choose from passive funds (which replicate existing indexes without the fund manager’s intervention); or go for active funds (where the fund manager decides where to invest). While there are merits and demerits of both, often investors choose one side and then become quite vocal […]
How to protect your investments amidst growing concerns? 6 key lessons from Groww’s incident
The recent backlash faced by the financial services platform Groww serves as a stark reminder of the potential risks associated with digital investment platforms. A user accused Groww of fraudulent practices after an investment made through the app allegedly failed to reflect accurately in mutual fund records during redemption. This incident has not only raised […]
Mutual funds: How to tweak investment in hybrid schemes for a balanced portfolio?
Mutual funds: In January 2024, investments in hybrid mutual fund schemes totaled ₹20,637 crore, marking a 37 percent increase from December 2023. Palka Arora Chopra, Personal Finance Experts suggests that a strategic approach to incorporating hybrid mutual funds in a balanced portfolio revolves around diversification across asset classes. “Allocate a portion to equity-oriented hybrids for […]
Mutual Funds: How to leverage the potential of index funds in your portfolio? MintGenie explains
The dynamics of index funds have changed significantly in the last few years in India. With the proliferation of awareness initiatives and the introduction of innovative benchmark schemes by mutual fund houses, investors are exploring this universe with active interest. Simply put, index funds replicate a stock market index in terms of a portfolio. For […]
Mutual Funds: What are ECS return charges and how to avoid them?
In case you have an SIP (systematic investment plan) for mutual fund investment into one or more schemes, it is understood that you have given standing instructions to your bank to deduct a pre-decided sum on a particular date. The amount that is transferred is usually deducted via Electronic Clearing System or ECS. But have […]