how to avoid some all too common retirement ruts
After a lifetime of work, retirement means your time is finally your own to make the most of. Here are some time and money-wasting traps to avoid. 1. Falling into debt There’s an image frequently sold to us about retirement and it involves a lot of consumption: there you are floating around the world on […]
Feeling financially scorched? How to recover from the Christmas holiday period
If your bank account looks a little sunburnt right now, you’re not alone. Frances Cook has four tips for getting back on track. Christmas costs, holidays, the new year kicking off with school uniform and stationery expenses – look, it’s a classic time of year to feel over-extended, and a bit annoyed about it. The […]
Thinking of investing but keep putting it off? How to take the plunge
OPINION: There’s no perfect time to start investing, but procrastination can equal lost opportunity. Frances Cook shares tips for getting out of your own way. Most people don’t fail at investing because they pick the wrong fund. They fail because they never get started at all. The sharemarket is now easier than ever to buy […]
How to curb your scrolling habit and win back your time and mental focus
In terms of energy, happiness, peace of mind and hours, how much is your scrolling habit really costing you? By Jess Stuart Many of us are noticing a decrease in our ability to focus, a shortening of our attention spans and, all around us, a rising prevalence of mental health issues. This has occurred at […]
How to unleash the power of multilingualism in school
More from this theme Recent articles Recent reports highlight an alarming drop in formal language learning. And yet, multilingualism is the norm in our schools: more than one in five learners are now identified as EAL (English as an additional language). Embracing the latter is key to solving the former. It’s important we find answers […]
How to future proof your savings from your own weakest moments
Get to know your danger points when it comes to reckless spending and put bumper bars in place to slow yourself down. Frances Cook explains. Willpower is a battery, and one that we tend to take for granted won’t run out. Except, when we treat it that way, we’ve often run it flat by mid-afternoon. […]
How to build a money plan that will weather every economic storm
Interest rates go up and down, the economy spins around, but you don’t need to freak out and change your financial tack with every new headline. Frances Cook on how to keep cool and ignore (most of) the drama. If you base your money plans on the news cycle, I have a prediction for you; […]
Christopher Liew: How to rebuild your credit if you have a bad score
How do I increase my credit score? You'll find no shortage of credit myths on social media designed to give you false hope or fill you with fear. That … Source link
How to get out of debt: Seven achievable steps to start with – CTV News
How to get control of your finances · Step 1: Separate and prioritize your debts · Step 2: Stop adding to your debt · Step 3: Consolidate or refinance … Source link
How to budget without a spreadsheet – and actually stick with it
Put off by all graphs and charts traditionally associated with budgeting”. There is another way, writes Frances Cook. It’s all about flipping the dopamine script. If your budgeting system consists of a spreadsheet you hate, that you avoid opening, then feel guilty about ignoring, I have good news. This is not what you have to […]