Unlocking Elective Pay: How to apply

Application timeline: This is a competitive, one-time funding opportunity. All applicants must complete a two-step application process, beginning with a required concept paper. Only those invited through this process may submit a full application. Key Dates: Concept Papers Posted: Monday, August 4, 2025 Concept Papers Due: 11:59 PM EST, Sunday, August 31, 2025 Concept Paper […]
Debt snowballs and debt avalanches – how to pay ongoing costs in the New Year – Diana Clement

Advisers and mentors such as Lange are often contacted by people in the New Year who don’t know how they are going to pay for essentials. Some people will have overspent, while others may have been through relationship breakups over the summer and have no idea where to start to dig their way out of […]