How to trade the S&P 500’s march to record highs using options as volatility remains elevated
Equity bears are growling, and bulls are sharpening their horns. I see an imminent retest of the S & P 500’s all-time high as a market melt-up seems to be underway. I want to use options to carefully capture another leg up after the SPDR S & P 500 ETF Trust (SPY) has bounced 21% […]
What triggers the ‘credit hunger’ flag on your credit report and how to avoid it
Credit bureaus are increasingly vigilant about identifying “credit-hungry” consumers, signalling this behaviour through frequent loan applications or hard inquiries. This can influence your credit score and lender behaviour significantly. What triggers the ‘credit hunger’ flag? Credit bureaus monitor hard enquiries, applications for loans or credit cards. Multiple hard inquiries within a short duration of time […]
How to protect financial assets amid immigration raids, deportations
Immigration and Customs Enforcement agents detain a man after conducting a raid at the Cedar Run apartment complex in Denver, Colorado, U.S., Feb. 5, 2025. Kevin Mohatt | Reuters A spate of federal immigration enforcement raids from Los Angeles to New York has sparked demonstrations and rallies around the country, leading to mass arrests and […]
How to profit through options if this oil spike proves short-lived
Oil futures are surging after Israel strategically launched waves of airstrikes against Iran. I want to use options on the Energy Select Sector SPDR Fund (XLE) to produce income as well as properly capture this pop in both crude and brent which I believe will be a short-lived move. Some of Iran’s top military leaders […]
SBI credit card blocked? Here’s how to reactivate it quickly
An SBI credit card when blocked can result in serious inconvenience to cardholders and their immediate family members, particularly amidst today’s fast paced lifestyle. This straightforward, ready guide will assist you to quickly unlock your SBI card and resume with day to day life in seamless fashion. Why may your SBI credit card be blocked? […]
Are teens taught enough life skills to know how to ‘adult’?
Mai is a first-year medical student. She also doesn’t know how to change a light bulb. After her 18th birthday she moved out of her home in Shepparton, Victoria, to go to university in Armidale, New South Wales. “The whole move out was a bit stressful,” she says. “I feel like I was a bit […]
How to foreclose a personal loan in 2025? A step-by-step guide for borrowers
In a move to boost financial literacy in the country among retail borrowers, several leading banks, Non Banking Financial Companies (NBFCs) along with other financial institutions are now moving towards improving the process of foreclosure of personal loans. All borrowers who aspire to close their personal loan accounts before the end of the originally decided […]
How to open a Zerodha demat account online? A step-by-step guide
Opening a new demat account is the essential initial step for anyone in the country aspiring to invest or trade in equities, mutual funds or other securities. Zerodha, one of India’s largest and most widely used discount brokerage firms, provides a streamlined process for opening a new demat account and facilitating trading online. It caters […]
Credit score basics: What’s considered bad and how to turn it around
In India a credit score is an extremely important indicator of an individual’s financial health. It influences personal loan approvals, interest rates, credit card eligibility, future loan approvals, applicable interest rates and tenure period. As of May 2025, a credit score below 650 is generally considered poor. It has the potential to limit access to […]
IndusInd Bank Samman Credit Card: Features, eligibility and how to apply
Government employees in India seeking a credit card that provides for cashback, UPI integration and fee waiver opportunities can consider the IndusInd Bank ‘Samman’ RuPay Credit Card. This particular credit card is designed specifically for public sector employees, it combines both traditional credit card benefits along with cutting edge technology facilitating modern digital payment features. […]