How to determine your risk appetite for an investment when you need the money
Here’s our Club Mailbag email [email protected] — so you send your questions directly to Jim Cramer and his team of analysts. We can’t offer personal investing advice. We will only consider more general questions about the investment process or stocks in the portfolio or related industries. This week’s question: Hi Jim! I’ve been holding a […]
This under-the-radar tech stock is on an amazing tear. How to trade it from here
We’ll review the earnings set-up on an under-the-radar technology company that’s been a top performer. Synopsys (SNPS) is a leading American electronic design automation (EDA) company. Founded in 1986 and headquartered in Mountain View, California, Synopsys provides software, intellectual property (IP), and services for designing and verifying integrated circuits (ICs), also known as chips, and […]
How to cut down your wedding guest list to save money
Victor Dyomin | Moment | Getty Images Many wedding costs, such as meals, invitations and favors, are based on your headcount. The average cost of a wedding ceremony and reception in 2023 was $35,000, according to The Knot 2023 Real Weddings Study. The total cost is a $5,000 increase from 2022. “The No. 1 way to save money on […]
ITR Filing 2024: How to check income tax refund status online using PAN card? A step-by-step guide
The Income Tax Department’s repeated reminders about the July 31 income tax returns (ITR) filing deadline are important. With more than four crore ITRs already submitted for AY 2024-25, it’s evident that many taxpayers are attentive to their tax responsibilities. To check the status of your income tax refund online using only your PAN card, […]
How to get your Social Security benefit estimate
Klaus Vedfelt | Getty Images For most retirees, Social Security benefits is a major source of income. Yet, just 11% of Americans who aren’t retired say they know exactly how much benefits they stand to receive, according to new research from the National Institute on Retirement Security. At the same time, 24% are “not very […]
How to ’emotionproof’ your portfolio ahead of the presidential election
Adamkaz | E+ | Getty Images Stock market volatility could increase in the run-up to the U.S. presidential election, strategists predict. That’s making some investors more anxious about what the election outcome could mean for their money. In a survey by the American Psychiatric Association this spring, 73% of people said they felt anxious about […]
How I use ‘sinking funds’ to better manage my budget and avoid bill shock
Earlier this year, I found myself between jobs. The news came out of the blue, and I had to reassess my spending while I looked for work. The situation would have been much more difficult had it not been for my sinking funds. If you haven’t heard the term before, a sinking fund simply means […]
Avoiding active funds? Here’s how to build an all-passive mutual funds portfolio
When you invest in mutual funds, you have the option to choose from passive funds (which replicate existing indexes without the fund manager’s intervention); or go for active funds (where the fund manager decides where to invest). While there are merits and demerits of both, often investors choose one side and then become quite vocal […]
Breaking the cycle: How to stop money worries from affecting your mental health?
Have you ever wondered, “Where did all my money go?” and “How should I plan my savings?” and found yourself spiralling into anxiety? Financial stress is a common struggle that can affect anyone, regardless of income level. Constant worry about unexpected expenses or debt can affect your mental well-being. It’s important to recognize the signs […]
ITR Filing 2024: How to submit a condonation request for delay in ITR verification? A step-by-step guide
The Income Tax Department is aware that unanticipated events can occur and result in you missing the filing or certification deadline for your Income Tax Return (ITR). They therefore provide the choice to ask for a delay condonation. This essentially allows you to request leniency from them and submit your return even if it’s past […]