How to build a financial fitness routine, just like exercising
How much time per week do you spend on your personal finances and investments? I’m asking for a reader who recently sent me a most original question. “Many health experts recommend a minimum of 150 minutes of moderate exercise a week for good health. My question is, What is the financial equivalent? What are your […]
How to start saving more money today
Gen Z adults aren’t saving their money. Only 15% of Gen Z regularly puts a portion of their paycheck into a savings account, according to a recent Bank of America survey. And just 1 in 5 Gen Zers are contributing to a retirement account. The survey gathered 1,097 responses from adults 18 and older and […]
How to use required minimum distributions to improve your portfolio
Richard Drury | Digitalvision | Getty Images After funneling money into pretax retirement accounts, you will eventually face mandatory withdrawals in retirement known as required minimum distributions, or RMDs. Since RMDs can trigger higher taxes, the withdrawals can be a nuisance for some retirees who do not need the money. But the yearly activity could […]
‘Couples Therapy’ host Orna Guralnik: How to improve communication
Any newly therapized couple will tell you “everybody should go to therapy.” Orna Guralnik doesn’t agree. The New York-based psychoanalyst and host of the show “Couples Therapy” says many partnerships don’t need professional guidance — at least, until they do. “I don’t think people should wait forever,” she says. “I think if they’re getting stuck […]
How to determine your risk appetite for an investment when you need the money
Here’s our Club Mailbag email [email protected] — so you send your questions directly to Jim Cramer and his team of analysts. We can’t offer personal investing advice. We will only consider more general questions about the investment process or stocks in the portfolio or related industries. This week’s question: Hi Jim! I’ve been holding a […]
This under-the-radar tech stock is on an amazing tear. How to trade it from here
We’ll review the earnings set-up on an under-the-radar technology company that’s been a top performer. Synopsys (SNPS) is a leading American electronic design automation (EDA) company. Founded in 1986 and headquartered in Mountain View, California, Synopsys provides software, intellectual property (IP), and services for designing and verifying integrated circuits (ICs), also known as chips, and […]
How to cut down your wedding guest list to save money
Victor Dyomin | Moment | Getty Images Many wedding costs, such as meals, invitations and favors, are based on your headcount. The average cost of a wedding ceremony and reception in 2023 was $35,000, according to The Knot 2023 Real Weddings Study. The total cost is a $5,000 increase from 2022. “The No. 1 way to save money on […]
ITR Filing 2024: How to check income tax refund status online using PAN card? A step-by-step guide
The Income Tax Department’s repeated reminders about the July 31 income tax returns (ITR) filing deadline are important. With more than four crore ITRs already submitted for AY 2024-25, it’s evident that many taxpayers are attentive to their tax responsibilities. To check the status of your income tax refund online using only your PAN card, […]
How to get your Social Security benefit estimate
Klaus Vedfelt | Getty Images For most retirees, Social Security benefits is a major source of income. Yet, just 11% of Americans who aren’t retired say they know exactly how much benefits they stand to receive, according to new research from the National Institute on Retirement Security. At the same time, 24% are “not very […]
How to ’emotionproof’ your portfolio ahead of the presidential election
Adamkaz | E+ | Getty Images Stock market volatility could increase in the run-up to the U.S. presidential election, strategists predict. That’s making some investors more anxious about what the election outcome could mean for their money. In a survey by the American Psychiatric Association this spring, 73% of people said they felt anxious about […]