Long Term Personal Loan: How to weigh the advantages and disadvantages before borrowing?
The financial sector experiences continuous change forcing individuals to face expensive requirements for large monetary payments. Short-term loans function as quick solutions for emergencies but provide limited suitability in funding considerable or long-term financial targets. The situation requires the utilization of lengthy personal loans. This article evaluates the characteristics and advantages and disadvantages as well […]
Different types of credit scores: What they mean and how to read them
To navigate the world of credit cards and loans in India it is important to understand your credit score. It is a three digit number that represents your creditworthiness, thus influencing loan eligibility and interest rates. Still, with multiple credit bureaus and scoring models this can be confusing. Types of credit scores In India, several […]
Here’s who qualifies and how to claim it
Coroimage | Moment | Getty Images If you worked remotely in 2024, you may be eyeing the home office deduction. However, qualifying for the tax break may be harder than you expect, experts say. Only 7% of companies allowed fully remote work in 2024, down from 21% in 2023, according to a ZipRecruiter survey that […]
Education loans for overseas studies: How to apply, documents required, and loan options
Landing an admission in top-tier colleges for the most-sought-after courses in places such as the US and Europe is a dream for students. But getting admission in an institution of one’s choice is only one part of the process. Students have to get the necessary funding to cover their education expenses, which will be quite […]
How to bet on an AMD comeback with options using a ‘recovery trade’
In physics, the “observer effect” is an observer’s impact on the behavior of the subject being observed. Traders and investors are more than mere observers; they are participants. In such a system, it’s possible to create a feedback loop in which traders’ perceptions impact prices (or even fundamentals), which impacts their perceptions. There may be […]
How to redeem your credit card points? 3 ways you need to know
The first best on using a credit card is earning reward points for tedious transactions. However, points alone wouldn’t bring value until you effectively learn how you can use them. This guide will cover everything about redeeming credit card points. Understanding credit card rewards points Credit card issuers provide reward points as a way to […]
How to free yourself from debt a whole lot faster
Easy to slide into, hard to climb out of; debt can feel like an ever-deepening hole. So how do you smash it and move on with your beautiful debt-free existence? Frances Cook has some tips. Debt is one of those areas of life that can quickly make you miserable. The good news is that the […]
UPI Credit Cards: How to track small transactions and stay within your budget
UPI enabled credit cards are rapidly evolving the financial inclusion landscape in India. This is getting possible by combining convenience of UPI services with the benefits of seamless credit availability. According to Kiwi’s 2024 credit card trends report, these cards account for an average of about 40 monthly transactions per user. Now this number is […]
How to keep profiting from this health-care stock that’s breaking out
Back in December, I laid out a bullish thesis on Dexcom (DXCM) where we sold a Jan $80 Put for $4.50. Those options have expired worthless, and we collected 100% of the maximum gain and the stock has recently broken out above its trading range, I see a new opportunity to seek further upside exposure. […]
Here’s how to get a faster tax refund this season, experts say
Andreswd | E+ | Getty Images It’s official: Tax season is open for individual filers and the IRS has started to process 2024 tax returns. If you’re expecting a refund, there are key things to know, according to tax experts. “There are some very simple tips to get the fastest refund possible,” said Mark Steber, […]