Job scams surged 118% in 2023, aided by AI. Here’s how to stop them
Ridvan_celik | E+ | Getty Images Employment scams surged last year, as criminals leveraged artificial intelligence to steal money and personal information from unsuspecting job seekers, experts said. Consumer reports of job scams jumped 118% in 2023 from the prior year, according to a recent report by the Identity Theft Resource Center. Thieves generally pose […]
How to safeguard your financial information if you lose your phone
Smartphones now provide a gateway to a vast amount of financial information. However, the convenience of digital finance means that it is inherently vulnerable. If you lose your smartphone, the financial risks can be significant as there is a substantial amount of personal and money-related data on your device. “We all keep our lives on […]
Retirement Planning: How to achieve early retirement bliss? A step-by-step guide
Early retirement can indeed be a cherished goal for many individuals, despite the challenges that may accompany its pursuit. Early retirement necessitates accumulating enough savings to sustain oneself potentially for decades, demanding considerable financial discipline and sacrifices, particularly for those early in their careers. Also, medical expenses can significantly deplete retirement savings, especially in the […]
How to protect your credit score? 4 experts answer
In the hurly burly of daily life, we sometimes tend to overlook the essentials; like maintaining your credit score. A decision that may come back to haunt us in the future. Maintaining a good credit score is crucial because it affects loan approvals, and interest rates. “Customers can protect their credit scores by paying EMI […]
How To Build An Antifragile Financial Plan With 4 Buckets
I’ve got good news: You’re antifragile. We, as humans, are antifragile. And our financial plans can be, too. Have you noticed how great books consistently refer to other great books? I’m currently reading Jonathan Haidt’s newest book, The Anxious Generation, specifically focused on how a couple of systemic parenting mistakes have seriously impacted at least […]
How to set financial objectives to progress towards your financial goals? Here are 4 key ways
“The Almanack of Naval Ravikant” underscores the importance of setting a clear goal, particularly in the realm of business. Naval Ravikant’s approach to achieving wealth and financial success is distinctive because he emphasizes personal growth as a crucial factor for professional achievement. Having a defined financial goal is crucial as it guides decisions on earning […]
How to trade Carnival before earnings using options
Carnival (CCL) will report earnings on Tuesday before the open. The options market implies a substantial earnings-related move of about 8%, much more than the 5% earnings-related move the company has averaged since mid-2013. We’ll review an options trade that generates some income into the results. Investors wonder whether the cruise industry can sustain robust […]
How to protect your investments amidst growing concerns? 6 key lessons from Groww’s incident
The recent backlash faced by the financial services platform Groww serves as a stark reminder of the potential risks associated with digital investment platforms. A user accused Groww of fraudulent practices after an investment made through the app allegedly failed to reflect accurately in mutual fund records during redemption. This incident has not only raised […]
Accor loyalty program: How to enjoy free hotel stays with credit card reward points?
Let us explore one such program, Accor Live Limitless (ALL) by Accor. We will discuss what is the ALL program and how credit card reward points can help you enjoy free hotel stays at Accor hotels during your family vacations. Also Read: 60% make rewards top priority in credit card choice, reveals survey What is […]
Credit card consolidation: How to effectively pay off debt? Here are 6 key ways
As reported by TransUnion CIBIL, the average credit card debt per borrower in India was approximately ₹36,000 in 2021. While this figure may not seem alarming at first glance, the reality is that many individuals struggle with substantially higher credit card debt, often exacerbated by the temptation to swipe that plastic card for every purchase. […]