How to effectively use credit cards for summer travel
Klaus Vedfelt | Digitalvision | Getty Images If you plan to spend money on travel as the days get longer, sunnier and warmer, be careful: It could leave you with high-interest debt you will still be paying off through the fall and winter. Almost half (45%) of Americans plan to take a summer trip requiring […]
How to Use the Chase Sapphire Reserve Travel Credit
The Chase Sapphire Reserve® is loaded with luxury perks like airport lounge access, travel protections and the ability to earn transferrable travel rewards — but it also has a hefty $550 annual fee. Thankfully, you can recoup over half of that fee thanks to the card’s easy-to-redeem travel credits, which can provide up to $300 […]
How to buy a put spread on the Nasdaq as a portfolio hedge
The major averages all printed new all-time highs this week, driven by renewed optimism after a slightly cooler-than-expected inflationary report. Despite the continuation of Federal Reserve policy uncertainty, investors remain positive and seemingly still believe that a “soft-landing” is still achievable. I am somewhat in that “believer” camp too. However, I also believe now is […]
How to calculate capital gains taxes when selling your home
Westend61 | Westend61 | Getty Images As home values climb, more Americans owe capital gains taxes when selling property. But knowing how to calculate your home’s profit could reduce your bill, experts say. Most Americans do not owe taxes for selling a primary residence because of a special tax break — known as the Section […]
How to generate some return on Costco after a nice rally, without having to sell the stake
Arguably, the most successful trader of all time died Friday. Although his trading secrets remain closely held by the firm he founded, what’s the most important lesson he left the rest of us? How I think about Jim Simons’ legacy, and a trade on one of the most successful retailers, Costco, follows. First, a contrarian […]
How to find out if you have unclaimed money with the IRD
The IRD is holding millions of dollars in unclaimed funds. Like many people, this is probably news to you. But how do you know if some of it is yours and — perhaps more importantly — how do you claim it? Why have I not heard about this, is this legit? It seems like a […]
How to boost your retirement nest egg
Saving just a small amount every week into a KiwiSaver account can make a big difference to your retirement – especially when it comes to getting the full government contribution each year. The cost of living is a daily worry for most of us and it can be tempting to put saving for your retirement […]
How To Use The Chase Sapphire Preferred Hotel Credit
The Chase Sapphire Preferred® Card currently has an elevated intro offer of 75,000 bonus points after you spend $4,000 on the card in the first three months from account opening. This card has a $95 annual fee, but, you can earn back over half of that cost every year by taking advantage of a single […]
How to start a passive income side hustle: Realistic tips from experts
Starting a passive income side hustle may look quick and easy on TikTok. In real life, it usually takes time and effort to start, and maintain, a business that brings in cash while you’re actively not working. “Don’t put unnecessary pressure on yourself to create a six-figure business in two weeks,” Jannese Torres, a 39-year-old […]
How to reduce capital gains taxes on your home sale
The Good Brigade | Digitalvision | Getty Images More Americans are paying capital gains taxes on home sale profits amid soaring property values — but there are ways to reduce your bill, experts say. In 2023, nearly 8% of U.S. home sales yielded profits exceeding $500,000, compared with about 3% in 2019, according to an […]