How to negotiate real estate agent commissions
Fuse | Corbis | Getty Images When you buy or sell a home, your real estate agent’s commissions can trim thousands of dollars off the sale price — but many consumers don’t realize you can negotiate those terms. Nearly a third, 31%, of homebuyers and sellers negotiated commissions with their agents, according to a new […]
How to check your Social Security benefit
Millions of Americans will file their taxes between now and April 15 — an annual practice in looking backward. For many, this time of year is the only time they take stock of things like their salary, tax withholding and annual contributions to retirement accounts. With all of that information top of mind, tax season […]
How to boost and maintain an exceptional credit score
It may be hard to imagine digging yourself out of $100,000 in credit card debt and boosting your credit score by 400 points. But it’s possible—just ask Lynnette Khalfani-Cox. Khalfani-Cox boosted her credit score from the low 400s to a perfect 850 after spending three years paying down her debt. Now, the New York Times […]
How to Check the Status of Your 2023 Tax Refund
The IRS phone lines can be very busy during the spring season and there’s still a lot of work to do to modernize the agency. If you’re waiting for your tax return to arrive, either through direct deposit to your bank or as a paper check, don’t file a second tax return or call the […]
Investor and author Alexa von Tobel
Talking to a child about money may sound unnecessary, or even daunting. But kids can typically grasp concepts about money as early as age 6, experts say, and research shows that they form permanent money habits as early as age 7. Learning how to manage money and plan for their financial future can help ensure their […]
How to invest in your 40s – Video – BNN Bloomberg
Julie Petrera, senior strategist with Edward Jones Canada, joins BNN Bloomberg to discuss how and where to best invest for those in their 40s. Source link
How to reduce health-care costs during Medicare Advantage open enrollment
Andreswd | E+ | Getty Images Certain retirees can now change their health coverage during Medicare Advantage open enrollment, which runs until March 31. Medicare Advantage is health coverage provided through private companies that are paid by Medicare to cover your benefits. If you’re already on a Medicare Advantage plan, you can take advantage of […]
Imposter scams are top fraud of 2023, FTC says. How to protect yourself
Vasily Pindyurin | fStop | Getty Images Consumers lost a record $10 billion to fraud in 2023, and imposter scams were the most prevalent swindle, according to the Federal Trade Commission. Nearly 854,000 people filed complaints to the FTC about imposter scams in 2023. This represents 33% of the total consumer fraud reports filed to […]
How to reactivate your lapsed PPF account — A step by step guide
The Public Provident Fund (PPF) stands as an excellent investment choice for numerous individuals in India. It presents appealing features, such as a 15-year investment duration, tax advantages on investments, interest earnings, maturity proceeds, and a decent interest rate of 7.1%. An annual investment in the PPF can range from a minimum of ₹500 to […]
How to Convert Paper Bonds to Electronic Bonds
From taking out a loan to investing in stocks and bonds, most money moves can be done online nowadays. If you’re like me and still have paper savings bonds, you can make your life easier and better protect your funds by converting them to electronic form. Traditionally issued in physical form, the U.S. Treasury offers […]