Tag: Personal finance

A how-to on getting a retention bonus from your credit card company

Have you contacted your credit card company yet to ask for a retention bonus? I wrote about retention bonuses in a recent newsletter – they’re bonus points or annual fee waivers given to loyal and valued cardholders who ask for them. That’s the thing about retention bonuses – you have to ask. Peter Hambly, a […]

Here’s how to take advantage

TikTok‘s latest financial trend, “loud budgeting,” has been gaining steam, and experts say it’s easier to accomplish than many might think. The concept encourages consumers to take control of their finances and be vocal about making money-conscious decisions, rather than modeling purchase behaviors after celebrities and their bottomless pockets. It can be as simple as […]

How to vet your tax preparer, according to the IRS

  Damircudic | E+ | Getty Images Why it may be harder to find an accountant Accounting bachelor’s degree completions have been falling about 3% every year since 2015, according to the American Institute of Certified Public Accountants. The number of new candidates sitting in for the certified public accountant exams has also been declining […]

Wired To Give—How To Make The Most Of Your Innate Generosity

I’m not trying to convince you to give more—or to give at all, for that matter. I don’t have to, for at least two reasons: 1. We’re wired to give. Neurologically, psychologically, socially, culturally, spiritually, evolutionarily (is that a word?)—everywhere we look, the evidence suggests that generosity is one of the hallmarks of humanity. Even […]

How to plan educational loan repayment effectively? MintGenie explains

According to the data shared in parliament, during a Lok Sabha session in February 2023, student loans amounting to ₹39,268.82 crores were disbursed over the past decade. Embarking on the education loan journey marks the initial stride towards financial independence for students, and responsibly repaying it is essential to build a healthy credit score. Therefore, […]

What It Is, How To Detect and Prevent It

The phone rings and a recording says you owe the IRS back taxes and have to share your credit card number to settle the balance. Or it’s the bank, warning you that your account has been compromised. These are just two examples of “vishing,” or voice phishing, a popular scam that can take place over […]

Laid off? Here’s how to find new work faster

Skynesher | E+ | Getty Images New government data shows a surprisingly strong job market for the month of January. But there are signs of weakness in the labor market, based on tens of thousands of workers who have been laid off since 2024 started. U.S. employers announced 82,307 job cuts in January, up from […]