How to future proof your savings from your own weakest moments
Get to know your danger points when it comes to reckless spending and put bumper bars in place to slow yourself down. Frances Cook explains. Willpower is a battery, and one that we tend to take for granted won’t run out. Except, when we treat it that way, we’ve often run it flat by mid-afternoon. […]
Fed may make its first rate cut of 2025: How to benefit
The Federal Reserve is widely expected to lower its benchmark rate when it meets this week, despite the latest hotter-than-expected inflation data. The market is now pricing in a 96% chance of a 25 basis-point rate cut this month, according to the CME Fedwatch tool. “The betting is currently that the Fed will embark on rate cutting, […]
How to get the best mortgage rates as 30-year fixed nears 1-year low
The average rate on the 30-year fixed mortgage notched its biggest one-day drop in more than a year on Friday. Although mortgage rates are now at their lowest level since October, the average rate for a 30-year, fixed-rate mortgage is still just around 6.29%, according to Mortgage News Daily — a big leap from the under […]
How to handle your student loans after losing your job
Srdjanns74 | Istock | Getty Images If you’ve recently lost your job or are struggling to find a new one, your student loans are probably causing you more stress than usual. The job market is flashing warning signs, with the U.S. economy adding just 22,000 positions in August, which was below expectations, according to a Bureau […]
How to invest in gold amid the precious metal’s record run
Gold prices notched another fresh record this week as more investors piled into the metal amid economic uncertainty and rising bets for a Federal Reserve rate cut. So far this year, bullion has gained about 35% as of Friday’s close. Spot gold is now near $3,600 an ounce. “Without a doubt, gold has been trending higher, and it’s […]
How to make money from your phone
Looking to boost your income? The key to earning more money could already be in your hands. Literally. Your smartphone may be the ticket to picking up a side gig and supplementing your income with some extra cash for food, utilities, or other basic expenses. There aren’t many people who fully utilize their phones to […]
How to maximize the $40,000 limit for 2025
Milan Markovic | E+ | Getty Images President Donald Trump‘s “big beautiful bill” raised the limit on the federal deduction for state and local taxes, known as SALT, and there are ways to maximize it for 2025, experts say. If you itemize tax breaks, you can claim the SALT deduction, which includes state and local […]
How to invest smarter: 5 critical mistakes investors make while selecting mutual funds and how to avoid them
Choosing the right mutual fund is more than just selecting the top-performing funds. Time and again, many investors fall into avoidable traps, such as opting for funds based on social media tips or selecting funds purely based on their recent performances. Understanding such common mistakes is crucial for building a healthy, goal-aligned portfolio. Focus should […]
How to foreclose a personal loan offline easily? A step-by-step guide
Borrowers aspiring to seek a foreclosure on their personal loan offline can now benefit by following simple steps. Foreclosure basically is the act of repaying the entire loan amount before the scheduled tenure ends. This helps borrowers reduce overall interest costs. While many lending institutions promote online closure due to the growth of digital technology, […]
How To Meet Your Cash Needs
Managing your money can feel overwhelming, whether you’re trying to tackle debt, cover a big expense or fund a new goal. Should you consolidate, borrow or explore other options? Sometimes the answer is more straightforward than you think — and just a few clicks away. Introducing: CNBC Select’s Get Money tool. This free online tool […]