Is your loan offer too good to be true? Here’s how to stay safe from scams
Two con artists were arrested in Gurgaon for scamming a private firm employee through a fraudulent loan offer. The victim saw a loan advertisement on a poster in Udyog Vihar, leading him to contact the scammers. They convinced him that he was eligible for a ₹30,000 loan, but after deducting fees, he would receive ₹28,000. […]
How to consolidate debt with a personal loan? 5 key tips to cut costs and simplify payments
Management of multiple debts can be both challenging and overwhelming. Even more so if you are dealing with high interest loans and credit cards. Personal loans for debt consolidation offer a practical resolution in such cases. To tackle all such conditions, personal loans for debt consolidation are a perfect option. They enable the consolidation of […]
How to Get an Urgent Loan of ₹10,000 in India
A sudden expense can arise any time, whether it’s a medical bill, urgent travel, or a last-minute payment. If you need ₹10,000 in a hurry, a small personal loan could be a quick and convenient option. Many banks and NBFCs in India offer these loans with minimal paperwork and fast approval. Since they don’t require […]
Pre-approved personal loans: What are these, their benefits, and how to get one?
You must have received various emails, App notifications, SMS and WhatsApp messages from your bank about pre-approved personal loan offers. You must have also received calls or seen banners related to these in your internet banking. Some of these pre-approved personal loan offers give a discount or waive the processing fee, while some are offered […]
Different types of credit scores: What they mean and how to read them
To navigate the world of credit cards and loans in India it is important to understand your credit score. It is a three digit number that represents your creditworthiness, thus influencing loan eligibility and interest rates. Still, with multiple credit bureaus and scoring models this can be confusing. Types of credit scores In India, several […]
Personal loan: How to use EMI calculator to change your monthly instalment
When you take out a personal loan, one of the most important considerations is to check the monthly instalment to pay off your debt. In case you are wondering how you can lower your equated monthly instalment (EMI), you can use the personal loan EMI calculator to tweak your monthly instalment. You can do this […]
How to easily apply for a ₹2,000 loan using your Aadhaar card? A step-by-step guide
The ease of lending based on an Aadhaar makes it easier to get small, personal loans. We have provided instructions on how one can get an ₹2,000 loan that is based on one’s Aadhaar card, combined with its pros and success hints, regardless of whether this is for something urgent or more of a study […]
Personal loan: How to interpret the results of EMI calculator for smart decisions?
If you are planning to take a personal loan and still not sure about the optimum tenure and the EMI that you should opt for – it is recommended to fiddle with the personal loan EMI calculator. It is an easy-to-use tool which shows the exact amount that you need to shell out every month in order […]
How to pay off your personal loan faster? Here are 7 ways
Before getting a personal loan to fund your expenses, it is important to know how to repay it to avoid extra charges over the existing amount. While paying the loan on the due date is an essential practice, paying off your loan before the due date has added benefits. Ways to pay personal loan faster […]
How to choose the right personal loan? Here are 7 key ways
A personal loan is one of the quickest ways to arrange funds for any reason. Be it a medical emergency, paying for a child’s education, a family function, buying a vehicle, enjoying a family vacation, starting a business, etc. In the case of a personal loan, you don’t need to tell the bank about the […]