Tag: Personal loans

How to prepare for a mortgage refinance, according to experts

Sdi Productions | E+ | Getty Images Mortgage rates have declined in recent months, and with the potential for a Federal Reserve rate cut this fall, it’s smart for homeowners with high interest rates to start preparing for the opportunity to refinance, experts say. Last week, mortgage rates slightly edged higher. According to the Mortgage […]

Personal loan for freelancers: Eligibility, documents, interest rates, and how to apply

For a freelancer, the need for a personal loan can arise at any time, whether for professional or personal expenses. The professional expenses may involve investing in a course to upgrade skills, creating professional infrastructure, like setting up a workplace, buying professional equipment/tools, etc. The personal expenses may involve a medical emergency, home renovation, celebrating […]

How to protect financial assets amid immigration raids, deportations

Immigration and Customs Enforcement agents detain a man after conducting a raid at the Cedar Run apartment complex in Denver, Colorado, U.S., Feb. 5, 2025.  Kevin Mohatt | Reuters A spate of federal immigration enforcement raids from Los Angeles to New York has sparked demonstrations and rallies around the country, leading to mass arrests and […]

How to foreclose a personal loan in 2025? A step-by-step guide for borrowers

In a move to boost financial literacy in the country among retail borrowers, several leading banks, Non Banking Financial Companies (NBFCs) along with other financial institutions are now moving towards improving the process of foreclosure of personal loans. All borrowers who aspire to close their personal loan accounts before the end of the originally decided […]

Credit score basics: What’s considered bad and how to turn it around

In India a credit score is an extremely important indicator of an individual’s financial health. It influences personal loan approvals, interest rates, credit card eligibility, future loan approvals, applicable interest rates and tenure period. As of May 2025, a credit score below 650 is generally considered poor. It has the potential to limit access to […]

Want better loans in Delhi? Here’s how to keep your credit score above 750

In Delhi’s extremely competitive financial landscape, sustaining a reputable credit profile and a credit score of over 750 is quite challenging. It is crucial for accessing favourable personal loan terms, premium credit cards along with other associated credit instruments. A high credit score clearly signifies financial stability, consistency in repayments. It also enhances your credibility […]

How to recover financially as school year ends

Jose Luis Pelaez Inc | DigitalVision | Getty Images It’s officially “Maycember,” a term making the rounds on social media to sum up the chaos and high costs of May — which mimic those of December, minus the holiday cheer. Although May is typically a month of endings and new beginnings, inflation and social pressure […]

How to pay college tuition bills with your 529 plan

Largely due to President Donald Trump‘s changing tariff policies, markets have been on a rollercoaster ride since April. Although the S&P 500 has largely rebounded from last month’s lows, some families who have been diligently saving for future college costs may still see their 529 college savings plan balance hasn’t fully recovered. For those with tuition […]

Is your loan offer too good to be true? Here’s how to stay safe from scams

Two con artists were arrested in Gurgaon for scamming a private firm employee through a fraudulent loan offer. The victim saw a loan advertisement on a poster in Udyog Vihar, leading him to contact the scammers. They convinced him that he was eligible for a ₹30,000 loan, but after deducting fees, he would receive ₹28,000. […]