How to maximize retirement savings for longer lives
An increase in life expectancy is bringing new challenges — and opportunities — for retirement planning. “You have to be able to plan for retirement that will last for potentially 30 years,” says Rita Assaf, vice president of retirement planning at Fidelity Investments. Assaf advises saving at least 10 times your final salary by age […]
How to maximize retirement savings for longer lives
An increase in life expectancy is bringing new challenges — and opportunities — for retirement planning. “You have to be able to plan for retirement that will last for potentially 30 years,” says Rita Assaf, vice president of retirement planning at Fidelity Investments. Assaf advises saving at least 10 times your final salary by age […]
How to maximize retirement savings for longer lives
An increase in life expectancy is bringing new challenges — and opportunities — for retirement planning. “You have to be able to plan for retirement that will last for potentially 30 years,” says Rita Assaf, vice president of retirement planning at Fidelity Investments. Assaf advises saving at least 10 times your final salary by age […]
Planning retirement without kids? Here’s how to make the most of it

The Dink lifestyle is often associated with freedom–freedom from parental responsibilities, from stress, and sleepless nights. But beyond these preferences, there’s a financial case, especially when you crunch the numbers. ₹25-50 lakh”>A Mint story earlier estimated that a parent spends roughly ₹25-50 lakh on a child’s school education, depending on the type of school they […]
The biggest retirement regrets — and how to avoid them

Listen and subscribe to Decoding Retirement on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. If given the opportunity to do things over, many retirees say they would’ve made financial decisions differently. According to research by Olivia Mitchell, a Wharton professor and executive director of the Pension Research Council, a majority of the […]
How To Use A Mega Backdoor Roth For The Max Tax-Free Retirement Income

The mega backdoor roth can help get your retrirement plan in shape. getty Looking for ways to get more tax-free income in retirement? You should check out the mega backdoor Roth tax-planning strategy. That is assuming you have already maxed out your Roth IRA and 401(k). Making the maximum mega backdoor Roth contribution in 2025 […]
How To Beat SPY And Secure 8%+ Yields In 2025

Finance, accounting and fintech getty We launched our CEF Insider newsletter nearly eight years ago, in March 2017, and we’ve seen a lot since then: a pandemic, interest-rate swings, dramatic fights between fund managers and activist shareholders, and more. But for me, the most exciting event has been the over 200% profit one of our […]
How To Get 11% Dividends And Wealth Protection In 2025

Security of money getty As I write this, the S&P 500 is sitting on a 28% total return for 2024. And of course, that could shoot even higher if we get the traditional Santa Claus rally. Obviously, that’s been great for the equity funds we hold in CEF Insider, which give us price gains from […]
How To Earn 8%+ In Retirement Income Each And Every Month

Individual income tax return getty Monthly dividend stocks baby. Most income investors don’t even realize they exist! Out of the few thousand stocks that trade publicly, only a few dozen pay monthly dividends. These hidden gems tend to have market caps in the hundreds of millions rather than billions. Their relative obscurity is perfect for […]