The New Big Fear In Retirement Planning Is 100% Legit — How To Tackle It
American confidence in retirement planning is at an all-time low, dropping from 83% in 2020 to only 70% in 2025, according to the Allianz Center for the Future of Retirement’s “2025 Annual Retirement Study.” The research found that instead of looking forward to their golden years, Americans are more fearful than ever. Be Aware: 6 […]
How to avoid these ‘tax torpedoes’ in retirement, per UBS
Uncle Sam can take a solid bite out of retirees’ savings once they begin drawing down their hard-earned dollars, and UBS has a way to mitigate the tax bite. Investors may be familiar with portfolio diversification, in which they ensure they have sufficient exposure to an array of asset classes to avoid concentration risk. But […]
How to maximize retirement savings for longer lives
An increase in life expectancy is bringing new challenges — and opportunities — for retirement planning. “You have to be able to plan for retirement that will last for potentially 30 years,” says Rita Assaf, vice president of retirement planning at Fidelity Investments. Assaf advises saving at least 10 times your final salary by age […]
How to maximize retirement savings for longer lives
An increase in life expectancy is bringing new challenges — and opportunities — for retirement planning. “You have to be able to plan for retirement that will last for potentially 30 years,” says Rita Assaf, vice president of retirement planning at Fidelity Investments. Assaf advises saving at least 10 times your final salary by age […]
How to maximize retirement savings for longer lives
An increase in life expectancy is bringing new challenges — and opportunities — for retirement planning. “You have to be able to plan for retirement that will last for potentially 30 years,” says Rita Assaf, vice president of retirement planning at Fidelity Investments. Assaf advises saving at least 10 times your final salary by age […]
Planning retirement without kids? Here’s how to make the most of it
The Dink lifestyle is often associated with freedom–freedom from parental responsibilities, from stress, and sleepless nights. But beyond these preferences, there’s a financial case, especially when you crunch the numbers. ₹25-50 lakh”>A Mint story earlier estimated that a parent spends roughly ₹25-50 lakh on a child’s school education, depending on the type of school they […]
Is UPS better than NPS for government employees? Here’s how to decide
Over 27 lakh eligible central government employees face a critical choice—one that will shape how comfortably they live in their post-retirement years. By 30 June, they must decide whether to continue with the National Pension System (NPS) or switch to the newly rolled out Unified Pension Scheme (UPS) as their retirement chariot. This switch can […]
How to turn your stock market losses into a tax-savings windfall
Even sharp market sell-offs can have a silver lining for investors. Beyond today’s dollar losses, they may offer an opportunity to boost tax savings tomorrow. President Donald Trump’s April 2 announcement of “reciprocal” tariffs sent the major averages on a wild ride, spurring worries of stubborn inflation on one hand and heightened recession risk on […]
Here’s how to leverage tax-loss harvesting amid tariff volatility
Sean Anthony Eddy | E+ | Getty Images Amid stock market volatility, many investors are seeking portfolio protection. But they could be missing a prime tax planning opportunity, experts say. The strategy, known as tax-loss harvesting, is selling losing assets from a brokerage account to offset other investing gains to lower taxes. Losses are […]
Retirement expert explains how to avoid common planning mistakes
Listen and subscribe to Decoding Retirement on Apple Podcasts, Spotify, or wherever you find your favorite podcasts. When planning for the future, people often get caught up in short-term news rather than focusing on the long-term strategy, even though retirement planning can stretch across decades. And that’s just one of several mistakes those saving for […]