How to spot a get-rich-quick scam – Diana Clement

New Zealand has seen versions of this story before, and it rarely ends well for the people at the bottom of the chain. Almost 20 years ago, as many as 3000 investors lost money in Blue Chip and Merlot Property Group. Months before Blue Chip collapsed, I’d been cold-called by the company, and I decided […]
How to mix assets like a mad scientist and get rich quietly

For most retail investors, the word “equity” instinctively signals higher returns, and higher risk. It is commonly assumed that increasing the equity allocation in a portfolio proportionally increases its volatility. However, as counterintuitive as it may sound, this belief doesn’t always hold true. Empirical data demonstrates that equity, when added judiciously to a debt-heavy portfolio, […]