How to start saving money from scratch

Adults in the U.S. struggle with saving money. Thirty-five percent of respondents in a recent survey by Yahoo Finance/Marist Poll said they are “very” or “completely dissatisfied” with how much they saved in 2024. And one-third (33%) said they couldn’t cover bills for even one month if they lost their income. But it’s not just […]
How I use ‘sinking funds’ to better manage my budget and avoid bill shock

Earlier this year, I found myself between jobs. The news came out of the blue, and I had to reassess my spending while I looked for work. The situation would have been much more difficult had it not been for my sinking funds. If you haven’t heard the term before, a sinking fund simply means […]