Bare-Bones Budget: How To Create One
There are many situations where you may find yourself needing to tighten your budget, whether it’s because you were just laid off or, on a brighter note, you’re preparing to make a big purchase. Insert: A bare-minimum budget. A bare-minimum budget (aka a bare-bones budget) is exactly what it sounds like. It’s a budget that […]
Debt Relief vs. Bankruptcy: How To Choose
If you’ve been juggling minimum loan payments for months, you may be starting to realize the debt isn’t going away on its own. At that point, two options usually come into focus: debt relief and bankruptcy. While both can offer a way forward, they work very differently, and choosing the wrong one could mean more […]
Dealer vs. Bank vs. Online Lenders Explained
If this is your first time getting a car loan, you probably have a million questions: “Should I get a loan from the dealer?” “Are online lenders legit?” — and everything in between. There are actually three main ways to get a car loan: dealer financing, banks and credit unions (aka traditional lenders) and online […]
More People Are Finding Credit Report Errors. Here’s How to Fix Yours
Massive cuts by the Trump administration have seriously diminished the Consumer Financial Protection Bureau’s (CFPB) oversight of credit bureaus, according to a new ProPublica report. Launched in the wake of the 2008 financial crisis, the CFPB was designed as an independent agency tasked with enforcing consumer regulations for credit card companies, mortgage servicers and other financial institutions — […]
Iran War Increases Mortgage Rates. How To Find Low Rates
Just as mortgage rates fell below 6% at the end of February — a drop homebuyers awaited for four years — the war in Iran has pushed them back up again. Economists predict rates could fluctuate throughout the year if the fighting continues. Mortgage rates and the 10-year Treasury yield rose in lockstep with oil […]
What Is It and How Can It Save You Money?
Do you soothe your financial anxieties by watching money grow in a traditional savings account? So much so that you avoid putting that money anywhere else out of fear of making mistakes or poor investments? You’re not alone. Shane Walker, CEO of the banking app Qube Money, says he often hears this sentiment from clients. […]
How To Buy Gold From Amazon
Gold prices have been on a roller coaster this year. On March 6, the precious metal’s spot price sat at $5,093 per ounce in the morning, six days after the U.S. and Israel initiated strikes on Iran. Earlier in the year, it peaked at a record high of $5,400 per ounce before sinking back below $5,000. […]
How To Write A Business Plan And Form Your Company
Coming up with a good idea for a business is just one step toward becoming an entrepreneur. Another part of the journey is making sure you have a solid plan to back up your business. A business plan is like a roadmap or blueprint for managing your business every step of the way, and it […]
How To Tell If Your Insurance Is Tax-Deductible
Insurance has become a high cost for many Americans. And unlike other expenses, these aren’t amounts most people can write off on their taxes. However, if you’re self-employed or have rental income, your situation may differ, said Hannah Cole, an enrolled agent and founder of small-business tax consulting firm Sunlight Tax in Asheville, North Carolina. […]
How To Buy Gold from Costco
While a typical Costco run might include a $1.50 hot dog and bulk paper towels, the wholesale club is also known for its gold sales. Since the start of 2026, gold prices have risen 15%, crossing $5,100 an ounce on Monday. The safe-haven investment has seen a record-breaking run as investors flock to the metal […]