How To Make 2026 the Year You Finally Break the Cycle of Debt
Nearly 175 million Americans carried credit card debt into the holiday season, according to TransUnion data. With balances averaging more than $6,500 and APRs hovering around 23%, clearing the ledger is on many people’s minds in the new year. Making progress with debt can feel insurmountable, especially if you didn’t receive a raise. But getting […]
Giving kids investments this holiday season? How to maximize your gift
When buying holiday gifts for the children in your life this year, some experts say you may want to consider an additional gift, one that may last far longer than a new toy: an investment in the stock market. Giving investments can not only be a great way to start building savings for the child […]
How to help the persecuted Church | Opinion
“…I bore you on eagles’ wings and brought you to myself.” Ex.19:4b ESV Sudan is currently embroiled in a destructive civil war. The only comparative safe haven is in the isolated Nuba mountains region. Background to the persecution of Nuba Christians On April 15, 2023, the militarist regime in Sudan collapsed, and an internal power struggle between […]
How to get your child talking before calling a professional
Teachers are blaming Covid-19, excessive screen time and limited interaction with books for an increase in five-year-olds struggling to string a four- or five-word sentence together. That is according to a new report from the Education Review Office, published on Thursday. “There is a complete lack of positional language, pronouns, and simple grammar tenses. A […]
How to Use the Chase Sapphire Reserve Travel Credit
The Chase Sapphire Reserve® is loaded with luxury perks like airport lounge access, travel protections and the ability to earn transferrable travel rewards — but it also has a hefty $550 annual fee. Thankfully, you can recoup over half of that fee thanks to the card’s easy-to-redeem travel credits, which can provide up to $300 […]
How To Use The Chase Sapphire Preferred Hotel Credit
The Chase Sapphire Preferred® Card currently has an elevated intro offer of 75,000 bonus points after you spend $4,000 on the card in the first three months from account opening. This card has a $95 annual fee, but, you can earn back over half of that cost every year by taking advantage of a single […]
How to save for retirement if your company doesn’t offer a 401(k)
Even if your employer doesn’t offer a 401(k) plan, it shouldn’t stop you from getting the most out of your retirement savings. You have other tax-advantaged options available to save for the future, including individual retirement accounts, Roth IRAs or health savings accounts — all of which can help your money grow. These accounts also offer […]
How to navigate premium increases for long-term care insurance
Halfpoint Images | Moment | Getty Images Supporting aging parents is an extremely difficult situation that comes with both emotional and financial complications. The cost of long-term care insurance is a prime example. This insurance, essential for covering costs not typically included in standard health insurance or Medicare, such as nursing home stays or in-home […]
This 5-month term CD offers 9.5% APY, but with a catch — here's how to get your hands on it
California Coast Credit Union CD offering · How to earn 9.50% APY · Rates and fees. Source link
How much money Americans in their 40s have in their 401(k)s
If you’re in your 40s and have over $40,000 saved for retirement, you’re ahead of most people in your age bracket. However, you may need to take some proactive steps in order to retire comfortably. The median 401(k) balance for Americans ages 40 to 49 is $38,600 as of the fourth quarter of 2023, according […]