Credit cards: How to use them smartly without going overboard? 8 key tips
The festive season is a time for celebration, joy, and togetherness. It’s a time to shower loved ones with gifts, decorate your home, and indulge in delicious food. However, it’s also a time when it’s easy to overspend. Therefore, before you go trigger happy with your credit card spends, remember to do it prudently. The […]
Credit card consolidation: How to effectively pay off debt? Here are 6 key ways
As reported by TransUnion CIBIL, the average credit card debt per borrower in India was approximately ₹36,000 in 2021. While this figure may not seem alarming at first glance, the reality is that many individuals struggle with substantially higher credit card debt, often exacerbated by the temptation to swipe that plastic card for every purchase. […]
7 hidden tips on how to use credit card effectively
The fusion of layered security and appealing perks can undoubtedly instill a potent “swipe now, think later” mindset among numerous credit cardholders. It’s akin to a trap set with two irresistible baits. The amalgamation of security, appealing benefits, and our individual spending psychology may result in imprudent credit card usage and substantial financial difficulties. The […]