How to get through to people who need a financial wake-up call – Diana Clement
Sometimes, sadly, people need to ‘bottom out’ before the wake-up happens, and they can make radical changes to the way they live, said Tom Hartmann, Sorted’s personal finance lead. That doesn’t mean that caring contacts can’t try. Approach the conversation with empathy, not judgment. If you didn’t care, you wouldn’t be involved – and showing […]
How to stop living payday to payday – Diana Clement
When that happened, the couple sought advice through a mentor at Moneywise Manawatū. They were advised to use the No Asset Procedure, which is a type of insolvency, which enables people to clear existing debt. That gave them breathing room. Until discharged, however, the pair couldn’t borrow or get credit cards. “It’s like being blacklisted,” […]
How to rediscover joy at work in 2025
Our increasing levels of work disillusionment are correlated to a growing consciousness that we have more choices. What is harder to explain is what stops us from finding more fulfilling work. We found that the crux of being trapped in what we’ve dubbed a “Groundhog Career”, was a growing gap between the diversity of opportunities […]
Roast vegetables: How to get the most out of them this winter
Timing and preparation Vegetables have varying cooking times. To ensure even cooking, cut vegetables into uniform sizes. Denser vegetables like potatoes and carrots may need a head start. Arrange them on a baking tray and roast for 10-15 minutes before adding quicker-cooking vegetables such as Brussels sprouts and cauliflower. Pre-boiling For particularly dense vegetables like […]
Mary Holm: How to kill debt without selling that classic car or treasured artwork
If you really love your classic car, perhaps keep it if you can, rather than sell it. Photo / 123rf Q: I’m in my mid-forties, with the mortgage on our family home about $150,000 remaining. Our other assets – in various states of liquidity across shares, index funds, crypto, classic car – are also about […]
How to protect your career after kids with ‘couple maths’ – Cooking the Books
Each week BusinessDesk and the NZ Herald’s Cooking the Books podcast tackles a different money problem. Today, it’s the longterm planning that can make a big difference to your finances. Hosted by Frances Cook. Having kids is a joy and delight, but often also a big hit to the finances, and even the career. It’s […]