How to weather sharemarket turbulence – Mary Holm

Because of their volatility, those funds are suitable only for money you don’t plan to spend for ten years or more. But they are also the funds most likely to grow fastest over long periods – considerably faster than term deposits. So, when are you going to switch back? By the time you’re sure the […]

How to save money: 10 things experts say you might be wasting cash on

Regular tech upgrades: Marketing expert Bodo Lang, from Massey University, said a lot of people wasted money by “upgrading” their phones every year or two. “Typically, the differences between old and new models are minor and unless the old mobile phone has developed some fault or is not fit for purpose anymore, then it is […]

How to get through to people who need a financial wake-up call – Diana Clement

Sometimes, sadly, people need to ‘bottom out’ before the wake-up happens, and they can make radical changes to the way they live, said Tom Hartmann, Sorted’s personal finance lead. That doesn’t mean that caring contacts can’t try. Approach the conversation with empathy, not judgment. If you didn’t care, you wouldn’t be involved – and showing […]

How to stop living payday to payday – Diana Clement

When that happened, the couple sought advice through a mentor at Moneywise Manawatū. They were advised to use the No Asset Procedure, which is a type of insolvency, which enables people to clear existing debt. That gave them breathing room. Until discharged, however, the pair couldn’t borrow or get credit cards. “It’s like being blacklisted,” […]

How to avoid being scammed by artificial intelligence – Diana Clement

People will find themselves being blackmailed with fake videos. How would a partner, or employer know that the compromising video of you was real or AI-generated? Blackmailers already know to keep their financial demands realistic so the victim will just pay, to avoid the pain of refusing, said Sean Lyons, chief online safety officer at […]

How to eat your way through the streets of Southeast Asia

Eat. Sleep. Repeat. We were worried at first. That we’d get sick. That we’d spend days in servitude to the porcelain throne. But it never happened and I want you to be confident and empowered to do the same. Because of all the amazing sights, and sites, we visited, our night market ritual remains my […]

Naps can help improve your cognition. Here’s how to take a better nap

Taking an afternoon nap can boost mental acuity, according to a 2022 meta-analysis of 54 studies conducted by Chee, also a professor of medicine, and Ruth Leong, a postdoctoral researcher at the sleep centre. The researchers reported the greatest benefits for vigilance and memory, but the results also showed improved mental processing speed following a […]

How To Be Wrong – A crash course in startup success

We were watching Ferrit, Telecom’s online shopping mall, turn into a slow train wreck – all while they spent millions on billboards, TV ads and even banners on Trade Me (we were happy to take their money). We were keeping a closer eye on Zillion, the first credible local Trade Me competitor to get any traction. Our […]