How to tell good debt from bad debt before you borrow to invest – Mary Holm
A: I haven’t read anything by Thomas Anderson. But I note that he has an MBA from the University of Chicago. I do too, so I’m guessing we may have been taught many of the same basic messages about debt. In my columns and podcasts and books, I often distinguish between good debt and bad […]
All Blacks v Scotland test: Line-ups, kickoff times, how to watch – all you need to know
All Blacks won – 30 Scotland won – 0 Draws – 2 All Blacks points scored – 953 Scotland points scored – 372 All Blacks v Scotland line-ups All Blacks side to play Scotland Named Friday NZT Scotland side to play All Blacks Named Friday NZT All Blacks v Scotland last time they met Ill-disciplined […]
How to prepare financially for aged care – Diana Clement
The first thing to know is that your relative must be assessed as needing long-term care. The needs assessment, carried out in hospital or by a community team, will confirm what level of care: rest home, long-stay hospital, dementia, or psycho-geriatric. Call Seniorline on 0800 725 463, for advice. A needs assessment determines what level […]
How to rebuild trust after a restructure – Neil McGregor
A case in point A few years back, I worked with an organisation going through its third restructure in quick succession. The first two had failed: staff were demoralised, the brand had taken a hit, and the bottom line had suffered. When I asked management what they were trying to achieve, they were hesitant, worried […]
How to plan for retiring overseas – Diana Clement
You need a visa, health insurance, and your investments. And read my two articles about New Zealand Superannuation from last year: How you pay for healthcare in your new home is crucial, but NZ Super is just the beginning in planning a retirement overseas. There are other tricky questions that I will cover over the […]
Why Semantic Layers Matter — and How to Build One with DuckDB
Many ask themselves, “Why would I use a semantic layer? What is it anyway?” In this hands-on guide, we’ll build the simplest possible semantic layer using just a YAML file and a Python script—not as the goal itself, but as a way to understand the value of semantic layers. We’ll then query 20 million NYC […]
How to create inter-generational family wealth – Mary Holm
“The theory is that each time I have a child born, I would invest $22,000. The key is that the investment is not for my children but for my grandchildren. So for example, my child, let’s call him Tim. “When Tim is born I invest $22,000. When Tim turns 65, the investment is worth, say, […]
Local elections 2025: Who’s running for Rotorua Lakes Council and how to vote
There will be a contest, however, for the six general and three Māori ward vacancies. Robert Lee and Don Paterson, both current general ward councillors, will challenge Tapsell for the mayoralty. Haehaetu Barrett, who recently left her role as chief executive of social services organisation Lifewise to return to Rotorua, has thrown her name in […]
How to cope with heartbreak while travelling
Kate Winslet and Jim Carrey in a scene from the film Eternal Sunshine of the Spotless Mind. According to psychologists, a breakup is one of the biggest stressors a person can experience in their life. Divorce or separation is measured as the second-biggest life stressor following the death of a loved one in major studies […]
Kem Ormond’s garden: How to grow daikon radishes and pickle vegetables
Pickled vegetables are great to use in hamburgers, sandwiches, wraps, with cold meats, hot dogs, or barbecues; the list is endless. I make jars of pickled pink onion slices when my red onions are in full swing. I also make vegetable pickles consisting of carrots, cucumber, radishes (including daikon), beans, onions, cabbage, asparagus and cauliflower, […]