How to spend a Dunedin weekend with your university-aged kid
Not wanting to interfere with study, we still found time on Friday to visit picturesque St Clair. A short drive from the centre of town, in storm or sun, this beachside suburb is a delight. Theo told me of his regular surf trips along this coast, although it was dumpy that day so we lunched […]
Feeling betrayed by a family member? Here’s how to cope
From an evolutionary standpoint, this makes sense: As social animals, we benefit from avoiding rejection. “To the extent that social rejection or exclusion is a threat to survival, feeling ‘hurt’ by these experiences may be an adaptive way to prevent them,” Eisenberger wrote. Perhaps your father-in-law had a reason that made sense to him, but […]
How to have your dream wedding without blowing the bank – The Prosperity Project
She says couples often do things in the wrong order by starting with the styling first. “You should start with your budget, then you should create your guest wish list, and then you should decide on the style of the day – and very much in that order. So, it’s your guest list that fundamentally […]
Tax bills & IRD: How to legally reduce your tax burden before year’s end – Diana Clement
For most wage and salary earners, tax deductions will be correct and the Inland Revenue Department’s (IRD) annual automatic tax assessments will ensure that any refunds find their way into taxpayers’ bank accounts automatically. It’s worth checking that you’re on the right tax code. If you selected the wrong tax code when starting a job, […]
Ex Files with Jeremy Sutton: How to protect your inheritance during relationship troubles
The best thing you can do to protect your inheritance is to open a new bank account and have the inheritance paid into that account. No other transfers should be made into the account to ensure there is no intermingling with any relationship property funds, and it is important to be aware that any money […]
How to stop living payday to payday – Diana Clement
When that happened, the couple sought advice through a mentor at Moneywise Manawatū. They were advised to use the No Asset Procedure, which is a type of insolvency, which enables people to clear existing debt. That gave them breathing room. Until discharged, however, the pair couldn’t borrow or get credit cards. “It’s like being blacklisted,” […]
How to eat your way through the streets of Southeast Asia
Eat. Sleep. Repeat. We were worried at first. That we’d get sick. That we’d spend days in servitude to the porcelain throne. But it never happened and I want you to be confident and empowered to do the same. Because of all the amazing sights, and sites, we visited, our night market ritual remains my […]
Naps can help improve your cognition. Here’s how to take a better nap
Taking an afternoon nap can boost mental acuity, according to a 2022 meta-analysis of 54 studies conducted by Chee, also a professor of medicine, and Ruth Leong, a postdoctoral researcher at the sleep centre. The researchers reported the greatest benefits for vigilance and memory, but the results also showed improved mental processing speed following a […]
How to stick to your New Year financial goals with Hannah McQueen and Jacqui Maguire – The Prosperity Project with Nadine Higgins
Financial advisor and enableMe founder, Hannah McQueen, says there are crucial ingredients in successful financial plans, and commonalities in ones that fail. “The process has got to be as smooth as possible, which means you’ve got to be able to see progress easily, and often. People don’t see progress, which is why they fall off […]
How to manage your retirement savings in your golden years – Diana Clement
The 6% rule allows retirees to withdraw 6% of their total retirement savings annually. The money isn’t going to last as long, but research shows that people tend to spend less as they age, said Alison O’Connell, a member of the New Zealand Society of Actuaries who has a background in the pensions industry. The […]