How to improve your credit as average FICO scores decline for the first time in a decade

A new report found the average American FICO credit score has dropped, primarily due to rising consumer debt and an increase in missed payments. Total credit card debt in the U.S. is more than one trillion dollars, which the Federal Reserve said is a record. CBS News business analyst Jill Schlesinger is here with what you need to know about how to improve your own credit.