Merry Christmas 2024: How to be a good shepherd of your money this X-Mas? 6 Key investing lessons to learn

This Christmas, you should aim to be a good shepherd of your money. Your money, just like Christmas, can usher in a sense of celebration every festive season so long as you save and invest it properly. Here we share some key money lessons to follow which can help you become a good shepherd of […]
Who will receive the $1,400 stimulus check? Here’s how to check.

Who will receive the $1,400 stimulus check? Here’s how to check. Approximately 1 million taxpayers will automatically receive special payments of up to $1,400 from the IRS in the coming weeks. The funds will be directly deposited into eligible individuals’ bank accounts or sent via paper check. WASHINGTON – Approximately 1 million taxpayers will automatically […]
Who’s eligible – NBC Chicago

The IRS is set to send approximately 1 million taxpayers $1,400 stimulus checks the coming weeks, officials said. The money will will be directly deposited into eligible people’s bank accounts or sent in the mail by a paper check. The checks come as the IRS said it’s distributing about $2.4 billion to taxpayers who failed […]
Personal loan: How to interpret the results of EMI calculator for smart decisions?

If you are planning to take a personal loan and still not sure about the optimum tenure and the EMI that you should opt for – it is recommended to fiddle with the personal loan EMI calculator. It is an easy-to-use tool which shows the exact amount that you need to shell out every month in order […]
How to calculate foreign currency conversion mark-up fees on credit cards?

If you carry a credit card from India while travelling abroad and use it at a merchant overseas, you should remember that you will be charged a conversion mark-up fee. This mark fee typically varies between 1.5 to 3.5 percent of the converted Indian currency. Over and above of this conversion mark up fee, you […]
How to start trading forex

Example Imagine you had a bearish – negative – view on the pound and wanted to sell it against the US dollar. Let’s say you decided to sell Monday morning and hold the trade until Friday evening when you closed the position. You can do this by short-selling the pound-dollar currency pair using a CfD […]
How to dodge Labour’s double tax attack on pensions

The main purpose of a pension fund is to provide you with a comfortable retirement for your life and that of your spouse or partner so that you do not become a burden on others or indeed the state. Once this is secured, it becomes safer to make lifetime gifts to your children, the main […]
How to invest your money: investing basics

4. Choose an investment provider Once you know what you want to invest in, the cheapest way to do so is through an investment platform that allows you to open an Isa, Sipp or general investment account. Popular platforms include Fidelity, Hargreaves Lansdown, Interactive Investor and AJ Bell, but there are plenty of smaller firms […]
How to start trading – a guide for beginners

If a long-term “buy and hold” investment strategy isn’t for you, trading can provide a faster (albeit riskier) way of generating returns. Here, Telegraph Money, explains how to get started and the steps you can take to reduce risk. Trading is essentially buying and selling financial instruments with a view to making a profit, and […]
How to create a budget without skimping on joy

When you’ve got multiple bank accounts, credit cards and random cash bills hiding in wallets and bags, keeping track of where your money is going can quickly feel like a full-time job. But you need to ensure you have enough to fulfil your financial commitments, or to pursue certain goals. Not tracking your expenses is […]